Chip Lupo, Credit Card Writer
@CLoop
To do a balance transfer with the BankAmericard credit card card, new applicants can just complete the balance transfer portion of the BankAmericard credit card application. Existing cardholders can request a balance transfer online or by calling customer service at (800) 732-9194.
BankAmericard credit card balance transfers usually take 14 days to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score.
How to Do a Balance Transfer with BankAmericard credit card (New Applicants)
- Open the BankAmericard credit card application.
- Enter the account number for your existing balance.
- Enter the amount you want to transfer.
- Include standard application info such as your name, Social Security number, and annual income.
- Submit the application.
How to Do a Balance Transfer with BankAmericard credit card (Existing Cardholders)
- Log in to your BankAmericard credit card account.
- Select "Credit Cards" from the Help & Support menu.
- Click "Request a balance transfer."
- Enter the account number(s) and the amount(s) you'd like to transfer.
- Verify your information is correct and submit the application.
Key Things to Know About a BankAmericard credit card Balance Transfer
The BankAmericard credit card card accepts balance transfers from other credit cards, along with retail or department store cards, gas cards, and other personal lines of credit. The BankAmericard credit card card does not allow balance transfers from other Bank of America credit accounts.
If you're transferring a balance to a credit card with an introductory APR on balance transfers, try to pay off the balance before the introductory rate expires. Any balance remaining after that will accumulate interest daily at the card's regular APR. Using a balance transfer calculator can be a big help.
Finally, there is a 3% (min $10) fee on BankAmericard credit card balance transfers. Make sure to take this into account, too.

BankAmericard® credit card
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