What are the best BankAmericard benefits? This question is about the BankAmericard® credit card

The best BankAmericard credit card benefit is an introductory APR of 0% for 18 billing cycles for purchases, coupled with 0% for 18 billing cycles for any balance transfers made in the first 60 days. You also get several other benefits like $0 fraud liability guarantee, price protection and extended warranty. Here are some of the best BankAmericard credit card benefits: Introductory purchase APR: 0% for 18 billing cycles. After the introductory period is over, remaining balances are subject to the card’s regular APR of 13.74% - 23.74% Variable (based on creditworthiness). Introductory balance transfer APR: 0% for 18 billing cycles for any balance transfers made in the first 60 days. Balance transfers are subject to a 3% (min $10). Once the intro period is over, remaining balances are subject to the card’s regular APR of 13.74% - 23.74% Variable (based on creditworthiness). Initial bonus: $100 statement credit for spending $1,000 in the first 90 days for online applicants. $0 annual fee: $0 extra costs just for having the card. Extended warranty: Lengthens the original manufacturer’s warranty for eligible items. For more extended warranty details, you can consult your benefits guide or call the number on the back of your card to request a copy. Price protection: Reimburses the difference up to a set amount between the purchase price of an item and a lower price advertised within a specific time frame. For more price protection details, you can consult your benefits guide or call the number on the back of your card to request a copy. $0 fraud liability: You won’t be held responsible for unauthorized charges made with your card or account information. Digital wallet options: You can add your BankAmericard credit card to your mobile device then shop in-store or in-app using a variety of digital wallets . BankAmericard credit card is primarily designed as an option for those looking to finance their purchases or transfer existing debt. If you want more rewards, the Bank of America® Customized Cash Rewards credit card and the Bank of America® Travel Rewards credit card are better options. Each offers attractive bonuses. You’ll also earn cash back or travel rewards. If you’re not tied to Bank of America as an issuer, feel free to also check out some of the best rewards credit cards on the market.

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What are the best BankAmericard benefits?

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This question is about the BankAmericard® credit card

Ashley Wade, WalletHub Analyst

@shlee • 08/27/21 This answer was first published on 10/21/19 and it was last updated on 08/27/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best BankAmericard credit card benefit is an introductory APR of 0% for 18 billing cycles for purchases, coupled with 0% for 18 billing cycles for any balance transfers made in the first 60 days. You also get several other benefits like $0 fraud liability guarantee, price protection and extended warranty.

Here are some of the best BankAmericard credit card benefits:

Introductory purchase APR: 0% for 18 billing cycles. After the introductory period is over, remaining balances are subject to the card’s regular APR of 13.74% - 23.74% Variable (based on creditworthiness).
Introductory balance transfer APR: 0% for 18 billing cycles for any balance transfers made in the first 60 days. Balance transfers are subject to a 3% (min $10). Once the intro period is over, remaining balances are subject to the card’s regular APR of 13.74% - 23.74% Variable (based on creditworthiness).
Initial bonus: $100 statement credit for spending $1,000 in the first 90 days for online applicants.
$0 annual fee: $0 extra costs just for having the card.
Extended warranty: Lengthens the original manufacturer’s warranty for eligible items. For more extended warranty details, you can consult your benefits guide or call the number on the back of your card to request a copy.
Price protection: Reimburses the difference up to a set amount between the purchase price of an item and a lower price advertised within a specific time frame. For more price protection details, you can consult your benefits guide or call the number on the back of your card to request a copy.
$0 fraud liability: You won’t be held responsible for unauthorized charges made with your card or account information.
Digital wallet options: You can add your BankAmericard credit card to your mobile device then shop in-store or in-app using a variety of digital wallets.

BankAmericard credit card is primarily designed as an option for those looking to finance their purchases or transfer existing debt.

If you want more rewards, the Bank of America® Customized Cash Rewards credit card and the Bank of America® Travel Rewards credit card are better options. Each offers attractive bonuses. You’ll also earn cash back or travel rewards. If you’re not tied to Bank of America as an issuer, feel free to also check out some of the best rewards credit cards on the market.

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Best Bank of America Credit Cards for Bad Credit

Rewards: Bank of America® Customized Cash Rewards Secured Credit Card
Build Credit: BankAmericard® Secured Credit Card

If you use your Bank of America secured card responsibly over time, you may be able to qualify for a credit card with more attractive terms. Responsible card use means establishing a history of on-time payments and not maxing out the card’s credit limit.

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Are Bank of America credit cards Visa or Mastercard?

Bank of America credit cards can be Visa or Mastercard, depending on the card, as Bank of America issues cards on both major networks. There are 12 Bank of America Visa credit cards available, as of October 2021, in addition to 11 Bank of America Mastercard offers. Both Visa and Mastercard are accepted almost universally worldwide, and the two networks provide similar benefits, so whether a Bank of America credit card is a Visa or a Mastercard should not be a deciding factor in most people’s credit card choice.… read full answer

Bank of America Visa Cards:

Bank of America® Customized Cash Rewards credit card

Bank of America® Customized Cash Rewards Secured Credit Card

Bank of America® Customized Cash Rewards Credit Card for Students

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards Credit Card for Students

Bank of America® Premium Rewards® credit card

The list also includes cards co-branded with Alaska Airlines, Susan G. Komen, World Wildlife Fund, U.S. Pride, Royal Caribbean and Celebrity Cruise.

Bank of America Mastercard Cards:

BankAmericard® credit card

BankAmericard® Secured Credit Card

BankAmericard® Credit Card for Students

The co-branded Norwegian Cruise Line, MLB, Spirit Airlines, Allegiant, Amtrak Guest Rewards, Air France KLM, Sonesta and Virgin Atlantic credit cards are on the Mastercard network, too.

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