Ashley Wade, WalletHub Analyst
@shlee
The best BankAmericard credit card benefit is an introductory APR of 0% for 18 billing cycles for purchases, coupled with 0% for 18 billing cycles for any balance transfers made in the first 60 days. You also get several other benefits like $0 fraud liability guarantee, price protection and extended warranty.
Here are some of the best BankAmericard credit card benefits:
- Introductory purchase APR: 0% for 18 billing cycles. After the introductory period is over, remaining balances are subject to the card’s regular APR of 13.74% - 23.74% Variable (based on creditworthiness).
- Introductory balance transfer APR: 0% for 18 billing cycles for any balance transfers made in the first 60 days. Balance transfers are subject to a 3% (min $10). Once the intro period is over, remaining balances are subject to the card’s regular APR of 13.74% - 23.74% Variable (based on creditworthiness).
- Initial bonus: $100 statement credit for spending $1,000 in the first 90 days for online applicants.
- $0 annual fee: $0 extra costs just for having the card.
- Extended warranty: Lengthens the original manufacturer’s warranty for eligible items. For more extended warranty details, you can consult your benefits guide or call the number on the back of your card to request a copy.
- Price protection: Reimburses the difference up to a set amount between the purchase price of an item and a lower price advertised within a specific time frame. For more price protection details, you can consult your benefits guide or call the number on the back of your card to request a copy.
- $0 fraud liability: You won’t be held responsible for unauthorized charges made with your card or account information.
- Digital wallet options: You can add your BankAmericard credit card to your mobile device then shop in-store or in-app using a variety of digital wallets.
BankAmericard credit card is primarily designed as an option for those looking to finance their purchases or transfer existing debt.
If you want more rewards, the Bank of America® Customized Cash Rewards credit card and the Bank of America® Travel Rewards credit card are better options. Each offers attractive bonuses. You’ll also earn cash back or travel rewards. If you’re not tied to Bank of America as an issuer, feel free to also check out some of the best rewards credit cards on the market.

BankAmericard® credit card
People also ask
Did we answer your question?