How can I get a BankAmericard credit card cash advance?

You can get a Bank of America cash advance by using your Bank of America credit card and corresponding PIN at a participating ATM. You can then withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Bank of America customer service at … read full answer(800) 432-1000 or call the number on the back of your card to request one.

How to get a Bank of America cash advance at an ATM:

1. Call Bank of America customer service at (800) 432-1000 and request a PIN, if you don’t already have one.
2. Insert the credit card into an ATM and enter the PIN.
3. Select the cash advance option on the ATM screen.
4. Enter the amount you’d like to withdraw.
5. Withdraw the cash and remove the credit card from the ATM.

There may be other ways to get a cash advance from your Bank of America credit card, too. For example, you can request a cash advance in person at a local Bank of America branch. You could also write out a Bank of America cash advance check and use it as a traditional bank check.

Before you take out a Bank of America cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.

The Bank of America cash advance fee is 3% to 5%, depending on the type of transaction. Bank of America cash advance fees are 3% for direct deposits and convenience checks, and 5% for cash withdrawals in person or at an ATM.

Bear in mind that when you make a cash advance, you will incur other costs in addition to the Bank of America cash advance fee, including a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges, depending on where you withdraw the cash.… read full answer

The best cash advance credit card is the PenFed Platinum Rewards Visa Signature® Card because it has a 0% cash advance fee and a low cash advance APR: 17.99%. All PenFed cards have 0% cash advance fees and fairly low cash advance APRs. But this is very uncommon for other issuers. Cash advance fees are typically 3%-5%, and cash advance interest rates are usually over 20%.… read full answer

Unfortunately, no credit card offers free cash advances. All credit cards charge interest on cash advances, at least. And that interest always starts accruing the moment you take out the advance. But if you get a card with no fee and pay off the balance right after doing a cash advance, you shouldn’t have to deal with much in the way of extra costs.

Best Cash Advance Credit Cards in 2023

Offers 0% cash advance fee. 17.99% cash advance APR. $0 annual fee. Requires good credit.

Offers 0% cash advance fee. 17.99% cash advance APR. $0 annual fee. Requires good credit.

Offers 0% cash advance fee. 15.50% - 18% (V) cash advance APR. $0 annual fee. Requires excellent credit.

Offers 0% cash advance fee. 15.75% (V) cash advance APR. $500 minimum security deposit. $0 annual fee. Bad credit accepted.

Offers $5 cash advance fee. 20.24% (V) cash advance APR. $85 annual fee, waived the first year. Requires excellent credit.

Offers 3% (min $4) cash advance fee. 18.5% - 26.5% (V) cash advance APR. $0 annual fee. Requires excellent credit.

Some of the best cash advance credit cards also offer some excellent rewards. For example, the PNC Premier Traveler® Visa Signature Credit Card offers 30,000 miles for spending $3,000 in the first 3 months. And it gives 2 miles / $1 on all purchases.