The easiest way you can pay your BankAmericard® credit card is either online or through the mobile app. Alternatively, you can pay your credit card bill over the phone at (800) 236-6497, by mail or at a branch. Bank of America does allow cardholders to set up automatic payments, too.
Ways to Make a BankAmericard credit card Payment
Online: Log in to your online account and click on “Bill Pay.” Then, choose how much to pay, when to pay it, and where the payment is coming from.
Through the mobile app: Log in to your account and select your card, then tap “Bill Pay.”
Over the phone: Call (800) 236-6497 and enter your card information when prompted.
By mail: Send a check or money order (but not cash) to:
Bank of America PO Box 15019 Wilmington, DE 19850-5019
Overnight delivery: Bank of America Attn: Payment Processing DE5-023-03-02 900 Samoset Drive Newark, DE 19713
At a branch: You can make a payment at any Bank of America branch during normal business hours.
If you choose to make a payment via regular mail, make sure to always send it at least 5-7 days before the due date. Write your credit card number on the check, too.
The best Bank of America balance transfer offer is 0% for 21 billing cycles for any balance transfers made in the first 60 days after getting the BankAmericard® credit card and paying a balance transfer fee of 3% (min $10). The card’s regular APR is 16.24% - 26.24% Variable. The BankAmericard credit card has a$0 annual fee.
Bank of America balance transfers work with several types of debt, including balances from credit cards, auto loans, student loans, mortgages, and more. You just can’t transfer debt between BofA products.… read full answer
The BankAmericard credit card has an intro APR of 0% for 21 billing cycles for any balance transfers made in the first 60 days. The card’s regular APR is 16.24% - 26.24% Variable. There is also a 3% (min $10) balance transfer fee.
The Bank of America Customized Cash Rewards credit card has an intro APR of 0% for 18 billing cycles for any balance transfers made in the first 60 days. The card’s regular APR is 18.24% - 28.24% Variable. There is also a 3% (min $10) balance transfer fee.
The Bank of America Unlimited Cash Rewards credit card has an intro APR of 0% for 18 billing cycles for any balance transfers made in the first 60 days. The card’s regular APR is 18.24% - 28.24% Variable. There is also a 3% (min $10) balance transfer fee.
The BankAmericard® Credit Card for Students has an intro APR of 0% for 21 months. The card’s regular APR is 16.24% - 26.24% (V). There is also a 3% (min $10) balance transfer fee.
Balance transfers with Bank of America take at least 14 days to complete. Initiate your transfer as soon as possible because the intro APR period starts as soon as you open your account. When the intro period ends, any remaining balance will accrue interest at the card’s regular APR.
Keep in mind that you will need excellent credit to qualify for most of these cards, and you need to be a student with at least fair credit or limited credit to get the BankAmericard® Credit Card for Students.
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