WalletHub, Financial Company
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More than 30 banks and credit unions offer secured credit cards, including 7 of the 12 largest credit card issuers.
Banks That Offer Secured Credit Cards
- Bank of America
- Capital One
- Citi
- Discover
- USAA (Visa and Amex)
- U.S. Bank
- Wells Fargo
A number of smaller banks and credit unions offer secured credit cards, too. They include Capital Bank, First Progress and Green Dot, among others. The major banks that do not offer secured cards are American Express, Barclaycard, Chase, PNC and Synchrony Bank.
But remember, it’s not a secured credit card’s issuer that really matters. Your goal should be to find the card with the lowest possible annual fee, no matter who offers it. And you can achieve that goal by comparing secured credit cards using WalletHub's free comparison tool. You can also try our free CardAdvisor to get a personalized recommendation based on your answers to a few simple questions.

2022's Best Secured Credit Cards
Compare CardsJeff Nowel, Member
@jeffrey_nowel5
Quite a lot of them. Since secured cards are the start of a relationship with a bank for many many people (because they help build/rebuild credit), many of them have one or more. Cap One, Boa, Citi, Discover are just a few, but you can even find some from credit unions, looking to keep local folks with them.
Clarissa Motos, Member
@clarissa_motos
There are a lot of banks that offer secured credit cards. Some of the most important ones are: Capital One, Citi, U.S. Bank, Wells Fargo, Merrick Bank, Bank of America, and USAA. There are also some smaller banks and even credit unions offering secured cards, all in the interest of helping you build or repair your credit.
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