The Barclaycard Arrival Plus card required a credit score of 700, at a minimum. That meant applicants needed good credit or better for good approval odds. Unfortunately, the Barclaycard Arrival Plus card is no longer available to new applicants, but there are other options for frequent travelers.
The Chase Sapphire Preferred® Card is an excellent alternative for frequent flyers and travelers in general. It offers 80,000 bonus points for spending $4,000 in the first 3 months. And it earns extensive spending-based rewards: 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. Plus, you get more flexibility in terms of how you can redeem its rewards. Chase Sapphire Preferred also requires good credit or better (a score of 700+) for approval.
The Barclaycard credit score requirement is to have a credit score of 700; this means you need at least good credit to get a Barclaycard. But barely meeting the absolute minimum Barclaycard credit score requirement probably won’t give you very high odds of approval. For the same reasons, Barclaycards that require excellent credit should be reserved for people with scores of 750+.… read full answer
It’s also important to note that your credit score isn’t the be-all and end-all of credit card approval. Credit card issuers also consider factors such as your credit history, income and how much debt you owe. But comparing your rating to a given Barclaycard’s credit score requirement is an easy way to get a rough sense of your approval odds.
Here are the Barclaycard credit score requirements:
Mastercard credit limits depend on the card, and they can range from a couple hundred dollars to many thousands of dollars. There is no set minimum or maximum Mastercard credit limit, as credit lines are left entirely up to the discretion of individual credit card issuers. In addition, the limits that issuers set on individual Mastercard credit cards can vary widely from cardholder to cardholder.… read full answer
Mastercard credit limits are based on issuers’ evaluations of applicants’ credit history, income, assets, and existing debt obligations. There’s nothing special about Mastercard credit limits, at least as they compare to the spending limits on Visa credit cards.
More info about the Mastercard credit limit
One thing that Mastercard and Visa have in common is that neither one is responsible for setting spending limits. American Express and Discover – the other two major card networks – are a different story because they issue their own cards. That means they set the spending limits on those cards.
Even though Mastercard doesn’t set your credit limit, there are some general trends you can expect from issuers that have cards on the Mastercard network. For example, Mastercards for people with good or excellent credit offer the highest limits. Similarly, people with low incomes are more likely to qualify for Mastercards’ minimum credit limits, while people who make a lot of money could potentially get limits that are thousands of dollars above the minimum on a given card.
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