WalletHub, Financial Company
@WalletHub
There isn’t an official Barclaycard credit score requirement, but you probably won’t be approved for any of the current offers without good or excellent credit. In fact, we only recommend applying for a Barclaycard if you have a credit score of 700+.
True, that’s toward the upper end of what we’d normally call the good credit range. But barely meeting the absolute minimum Barclaycard credit score requirement probably won’t give you very high odds of approval. For the same reasons, Barclaycards that require “excellent” credit should be reserved for people with scores of 750+.
These Barclaycards require excellent credit:
- Barclaycard Arrival® Plus World Elite Mastercard®
- Barclaycard CashForward™ World Mastercard®
- JetBlue Plus Card
These Barclaycards require good credit (or better):
- Mastercard® Black Card
- Lufthansa Credit Card
- American Airlines AAdvantage® Aviator™ Silver Credit Card
- Frontier Airlines Credit Card with No Annual Fee
It’s also important to note that your credit score isn’t the be-all and end-all of credit card approval. Credit card issuers also consider factors such as your income and how much debt you owe. But comparing your rating to a given Barclaycard’s credit score requirement is an easy way to get a rough sense of your approval odds.
If you don’t know whether your credit puts you in the Barclaycard ballgame, you can check your latest credit score for free on WalletHub, the only site with free daily updates.

2021's Best Barclays Credit Cards
Compare CardsNathan Preston, Member
@nathan_preston
I know my friend got approved with 680, but that was a few years ago. I'd say you should at least be in the low 700 to be on the safe side.

Linda Bolin
@lindab18
I have had almost all the best credit cards,,Barclay has the biggest credit allowance,,but i would say,,at least 740,,,but i have never missed or been late on any payment,,,Discover was a lots better,,but i have noticed that they are not sending many of the checks with 0 interest,but still good cards,,
Theo Frank, Family Guy
@frankth19
Well they won't exactly tell you, but I got approved with 734, so I'd say around that region.
People also ask
Efrain Lopez, Member
@efrainl_6
Another thing to consider is this. When I applied in February of 2019, they didn't approve me because apparently they also have something similar to the Chase 5/24 rule. Maybe I'm wrong, but it's something to keep in mind.
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