A Barclays business credit card is best for frequent business travelers. That’s because all three Barclays business cards offered in the U.S. are co-branded with a specific airline. You can choose from American Airlines, Hawaiian Airlines and JetBlue, as of February 2019.
If you want maximum travel rewards but don’t want to be tied to a single airline, consider a general-purpose travel rewards card. Some allow you to redeem points or miles for statement credits toward any travel purchase, and you’ll have more choices when booking flights.
The best Barclays business credit card is the AAdvantage Aviator Business Mastercard. It gives 75,000 miles for making one purchase within 90 days of account opening. The AAdvantage Business Mastercard also rewards cardholders with 2 miles per $1 spent on office supplies, American Airlines purchases, and more. It does have a American Airlines AAdvantage® Aviator™ Business Credit Card annual fee, but employee cards are free.
The best 2% cash back business credit card is Capital One Spark Cash for Business because it offers unlimited 2% cash back on all purchases and waives its $95 annual fee for the first year. It also offers a $500 cash bonus for spending $5,000 in the first 3 months and another $1,500 bonus for spending $50,000 in the first 6 months.… read full answer
There aren’t any more business cards that offer 2% cash back on every purchase. But there are a few that offer 2% or more cash back on select purchases. For example, the Ink Business Cash credit card offers 2% cash back on the first $25,000 spent on combined gas station and restaurant purchases each year. It also gives 5% back on the first $25,000 spent on combined office supply, internet, cable and phone service purchases per year. And there’s unlimited 1% back on everything else.
Some cards offer 2% back in miles too. But you should choose a card based on more than whether it gives 2% back in rewards. Don’t forget about fees, rates, business benefits, etc.
There isn’t an official Barclaycard credit score requirement, but you probably won’t be approved for any of the current offers without good or excellent credit. In fact, we only recommend applying for a Barclaycard if you have a credit score of 700+.
True, that’s toward the upper end of what we’d normally call the … read full answergood credit range. But barely meeting the absolute minimum Barclaycard credit score requirement probably won’t give you very high odds of approval. For the same reasons, Barclaycards that require “excellent” credit should be reserved for people with scores of 750+.
It’s also important to note that your credit score isn’t the be-all and end-all of credit card approval. Credit card issuers also consider factors such as your income and how much debt you owe. But comparing your rating to a given Barclaycard’s credit score requirement is an easy way to get a rough sense of your approval odds.
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