Does Barclays offer cell phone insurance?

Barclays does not offer purchase protection on its credit cards anymore, after removing the benefit from all of its cards in November 2019. At this point, only 5 of the 10 largest credit card issuers still offer purchase protection on at least one of their credit cards.

Although Barclays credit cards don’t have purchase protection, applying for one could still make a lot of sense in the right situation – particularly if the rates, rewards, fees and approval requirements match up well with your financial profile.… read full answer

If you’re set on finding a good credit card with purchase protection, consider checking out the Chase Sapphire Reserve or the U.S. Bank Altitude Reserve Visa Infinite® Card. Both credit cards have purchase protection coverage, according to the most recent WalletHub purchase protection study.

The Barclaycard benefits include several types of travel insurance, preferred boarding, and cellphone insurance. These benefits are mostly found on the top-tier Barclays credit cards. However, many more Barclaycards have no foreign transaction fees and zero liability fraud protection. Annual companion tickets and discounted flights are also available on some Barclays cards that are co-branded with airlines.… read full answer

To know which perks are included on a specific card, you’ll need to call customer service at (866) 928-8598 or check the Barclays website.

Barclays Credit Card Benefits

• Preferred boarding
• No foreign transaction fees
• Zero liability fraud protection
• Travel accident insurance
• Baggage delay insurance
• Trip interruption insurance
• Rental car insurance
• Identity theft protection

In addition to having some or all of these card perks, it’s important to remember that many Barclays credit cards also give rewards. Rewards aren’t generally considered card benefits, but having a credit card that earns great rewards can be a big asset to cardholders. As long as you use your card responsibly and maximize the various benefits that Barclays offers, you should come out well ahead of any annual fees that Barclaycards may charge.

Some good credit cards with cell phone protection include the Citi Prestige® Card, the IHG® Rewards Premier Credit Card, the U.S. Bank Visa® Platinum Card, all Wells Fargo consumer credit cards, the Ink Business Preferred® Credit Card, and the First Citizens Rewards Visa® Card.

Cell phone insurance isn’t commonly offered by major credit cards, but it’s certainly a welcome perk. Cell phones don’t come cheap, and some credit cards offer up to $1,000 in reimbursement for a stolen or damaged phone.… read full answer

Just remember that all credit cards with cell phone protection have the same rule: You must continuously pay your cell phone bill with the credit card, or else your phone won’t get coverage. To make sure your phone is covered, it’s best to set up automatic monthly phone-bill payments with your card as the payment method.

Here are some good credit cards with cell phone protection:

• Citi Prestige: Cell phone protection up to $1,000 per claim or $1,500 per year; limit of 2 claims per year; $50 deductible.
• IHG Premier: Cell phone protection up to $800 per claim or $1,000 per year; limit of 2 claims per year; $50 deductible.
• All Wells Fargo consumer credit cards: Cell phone protection up to $600 per claim or $1,200 per year; limit of 2 claims per year; $25 deductible.
• U.S. Bank Platinum: Cell phone protection up to $600 per claim or $1,200 per year; limit of 2 claims per year; $25 deductible.
• Chase Ink Preferred: Cell phone protection up to $600 per claim; limit of 3 claims per year; $100 deductible.
• First Citizens Rewards Visa® Card: Cell phone protection up to $500 per claim or $1,000 per year; limit of 2 claims per year; $50 deductible.

None of these credit cards cover phones that are lost, as opposed to stolen. Some cards also have specific stipulations for what is and is not covered. So, make sure you’re up to speed on your card’s specific rules.