Eligible cardholders can call 1 (800) 847-2869 24/7 to get help if their vehicle breaks down. Barclays roadside assistance services include standard towing up to 5 miles, flat tire replacement, jump starts, lockout service, standard winching, and up to 5 gallons of fuel. There is a standard fee of $69.95 for roadside assistance, and the cardholder is only responsible for services that are not covered.
The best credit card with free roadside assistance is the Citi / AAdvantage Executive World Elite Mastercard. The coverage includes towing up to 10 miles, winching, jump starts, flat tire changes, lockout service and delivery of up to 2 gallons of gas. The cardholder has to pay for towing over 10 miles, but all other services are completely free. There’s no limit to the number of free services per year. The AAdvantage Executive card’s annual fee is $0 for the first year and $99 after. Some of the additional perks helping to cover that cost include 20,000 points for spending $5,000 in the first 3 months and a complimentary Admirals Club airport lounge membership.… read full answer
Another card with free service is Amex Platinum. But it only provides assistance up to 4 times per year at no cost. After that, you have to pay. The Platinum card does have a $695 annual fee. But it offers plenty more to make up for it, like an initial bonus of 100,000 points.
The Barclaycard travel benefits include auto rental insurance, travel accident insurance and no foreign transaction fees. There's also insurance for baggage delays and interrupted trips. These benefits come with several of Barclaycard's travel credit cards, including their entire World Elite Mastercard lineup.
These perks have a high dollar value but come with restrictions that you should be aware of.'… read full answer
Here are the biggest Barclaycard travel benefits:
No foreign transaction fee: Most travel-oriented Barclaycards don't make you pay extra when you buy something outside the U.S. or from a merchant based in another country.
Auto rental insurance: When you charge a car rental to an eligible Barclaycard and decline the rental company's insurance, you're covered for theft or damage up to the cash value of the car. Coverage is for rentals of up to 15 days in your home country and 31 days abroad. It doesn't apply in Israel, Jamaica, Ireland or Northern Ireland.
Travel Accident Insurance: You're covered up to $250,000 for serious injury or death aboard commercial transport. You just have to charge the trip to your eligible Barclaycard. Coverage also applies to your spouse and dependent, unmarried children.
Baggage delay insurance: If your Barclaycard offers this benefit, you can get reimbursed up to $100 per day, for up to three days per year, should your baggage get delayed. This benefit covers necessities like toiletries or clothing that you have to buy because you're bag-less. You'll have to show Chase proof of your purchases.
Trip interruption insurance: You're covered up to $1,500 if you have to postpone or cancel a trip booked with an eligible Barclaycard for reasons you can't control. Covered reasons include accidental injury, disease and the death of a family member.
Other benefits: Barclaycard's travel credit cards are all co-branded with specific airlines, cruise lines and resorts. Their benefits tend to focus on those companies. They include free checked bags, preferred boarding, and discounts on in-flight food and beverages.
The Barclaycard travel benefits cover you for mishaps large and small. And those benefits are on top of the potential rewards you may get for everyday purchases made with your credit card.
Travel credit cards work just like any other rewards credit card, though they tend to reward cardholders more for making travel-related purchases than anything else. The points or miles that travel credit cards provide are also usually worth more when redeemed for travel, compared to other redemption methods. Plus, travel credit cards commonly offer features such as travel insurance, no foreign transaction fee, airport lounge access, and reimbursement for TSA PreCheck/Global Entry application fees.… read full answer
Travel rewards credit cards offer rewards in one of two currencies: miles or points. There isn’t much of a difference between the two, but miles are more frequently used in the context of airline rewards, while points are often associated with hotels. On that note, co-branded travel cards tend to give higher rewards rates and special perks with specific airline and hotel brands, while non-cobranded travel cards don’t favor any particular brand but give good rewards on travel purchases in general.
How Travel Credit Cards Work
They often reward you more for travel.
Travel purchases are usually going to be a lot more profitable rewards-wise than other types of purchases. For example, Chase Sapphire Preferred gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. But this isn’t true for every card. Capital One Venture, for instance, gives 2 miles / $1 spent on all purchases.
Travel redemption is usually the best value.
In most cases, you don’t have to spend your rewards on travel, but the credit cards companies give big incentives for you to do so. Take Chase Sapphire Preferred, for example. You get 25% more value from your points when you redeem them for travel.
No foreign transaction fees.
Very few travel cards will charge you extra for using your card abroad or with foreign merchants online. But you should check your cardholder agreement just to be sure.
There may be booking restrictions.
Some travel cards, like Capital One Venture, pride themselves on rewarding you equally for any type of travel, no matter where you book it. But other cards, especially airline or hotel cards, may only give travel-specific rewards rates if you book directly through the issuer.
You may need at least good credit.
Travel rewards cards are typically available only to people with good or excellent credit. You should shoot for a credit score of 700+ for cards that require good credit and 750+ for excellent credit.
You’ll often get travel insurance & other perks.
Travel insurance is a big plus. Some cards will cover you for trip cancellation, delays or accidents. Many travel credit cards still offer rental car insurance, too, though many regular credit cards have dropped that benefit. Certain cards, generally those with annual fees, also give you a yearly credit toward airline or travel purchases. You may even get other perks like free airport lounge access and the ability to transfer your points or miles to hotel and airline loyalty programs.
So if you travel frequently, getting a travel credit card is a good idea. After all, you might as well get rewarded for trips you’d go on anyway.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.