No, there aren’t any BB&T business rewards cards available right now. BB&T is now part of Truist Bank, which doesn't offer business credit cards either, but you could use a general-consumer credit card from Truist Bank for business expenses. Plus, other credit card companies offer plenty of business credit cards with rewards.
The rewards earned with your BB&T credit card can be redeemed for items posted on the BB&T Spectrum Rewards Program website at BBT.com.
Rewards may also be redeemed by calling the BB&T Rewards Center at 800-778-1721.
You can redeem cash rewards as a statement credit to your account or mailed to you in the form of a check, and for gift certificates. Members may also redeem rewards for airline travel.
The BB&T credit cards offer rewards in the form of cash back and miles, depending on the card. The earning rate varies as well. For instance, the BB&T Spectrum Cash Rewards Credit Card offers 3% cash back on gas, 2% cash back on utilities and groceries on up to $1,000 of combined monthly spend, and 1% cash back on all other purchases.
The BB&T Spectrum Travel Rewards Credit Card, on the other hand, offers 2 miles per $1 spent on air, hotel and car rentals, 1 mile per $1 spent on all other purchases.
The BB&T rewards redemption options include merchandise, gift cards, cash back, airline tickets, hotel bookings, auto rental bookings, cruises, and more.
The starting credit limit for the Truist Enjoy Cash Secured Credit Card is based on Truist’s assessment of each application. Unfortunately, Truist does not disclose a minimum credit limit for the card. Certain factors, such as payment history and income, will be taken into consideration, so the card’s credit limit will be different for each applicant.
Keep in mind that you will have to make a deposit equal to the credit line that you get approved for when you...
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