The best BB&T business rewards card is the BB&T Spectrum Travel Rewards card because it offers 20,000 bonus miles for spending $2,000 in the first 90 days. The Spectrum Travel Rewards card also gives 2 miles per $1 spent on air travel, hotels and car rentals. The card has a $45 annual fee, waived the first year.
The Spectrum Travel Rewards card is one of four BB&T business credit cards. Which is best for you will come down to whether you want cash back, travel rewards or a side of 0% financing. But you should have little difficulty finding one that fits.
Here are the best BB&T business rewards credit cards:
Best for travel rewards: BB&T Spectrum Travel Rewards card. $0 annual fee for the first year, $45 after. 20,000 bonus miles for spending $2,000 in the first 90 days. 2 miles per $1 on air travel, hotels and car rentals and 1 on all other purchases. $0 foreign transaction fee. Good credit required.
Best for cash back: BB&T Spectrum Cash Rewards card. $0 annual fee. 3% cash back on gas, 2% at restaurants and office supply stores and 1% on all other purchases. 0% APR for 9 months on purchases. 3% foreign transaction fee. Good credit required.
Best for excellent credit: BB&T Visa Signature Business card. $0 annual fee. 6,500 bonus points for making a purchase in the first 90 days. 1 point per $1 spent on all purchases. 0% APR for 6 months on purchases and balance transfers (4% transfer fee). 3% foreign transaction fee.
Best for new business financing: BB&T Bright for Business card. $0 annual fee. 0% APR for 12 months on purchases. 3% foreign transaction fee. Good credit required.
The best BB&T business rewards cards each offer something unique. But there are alternatives for business owners looking for longer 0% introductory APRs and more lucrative rewards.
The SimplyCash Plus Business card from Amex offers a 0% APR on purchases for 15 months. It also offers 5% cash back on office supply stores and wireless phone services, and 3% on purchases in one of eight spending categories, including advertising, dining and gas. The Capital One Spark Cash for Business card offers 2% cash back on all purchases and a $500 bonus for spending $4,500 in the first 3 months.
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