There are two BECU balance transfer credit cards. The Boeing Employees Credit Union (BECU) Credit Card and the BECU Cash Back Visa both offer 0% interest for 12 months on balance transfers completed within the first 90 days of opening an account.
With a BECU balance transfer credit card, you’ll be able to move debt from a high-interest credit account and pay off the debt at 0% for 12 months. The beauty of the BECU Credit Card and the BECU Cash Back Visa is that there is no balance transfer fee. Most issuers will charge a fee of 3% to 5% for each balance transferred.
BECU allows you to transfer high-interest debt from other credit accounts such as personal loans, student loans, and auto loans. You cannot, however, transfer debt from one BECU account to one of its credit cards. This includes BECU auto, personal, and home equity loans, among others.
Here are the BECU balance transfer credit cards:
BECU Credit Card: 0% APR for 12 months on balance transfers, 8.65%-19.65% after. No balance transfer fee. No annual fee.
BECU Cash Back Visa : 0% APR for 12 months on balance transfers, 11.65%-22.65% after. No balance transfer fee. No annual fee.
BECU also offers a University of Washington credit card. If you apply for this card, you’ll still be able to take advantage of the BECU transfer balance credit card offer. When you choose the University of Washington card design, you’ll simply decide whether to apply for the BECU card of the Cash Back Visa.