Paul Kessler, WalletHub Credit Card Analyst
@p.kessler
The best American Express Blue Card benefits include 2 points / $1 on travel purchases, protections for purchases and returned items, and car rental insurance. This card also offers $0 fraud liability protection and monthly credit bureau reporting, which are relatively common benefits for credit cards.
Here are the best American Express Blue Card benefits:
- Points for Every Purchase: Earn 2 points per $1 spent on travel booked through amextravel.com, and 1 point per $1 spent on all other purchases.
Points redeemable for merchandise, dining and entertainment, gift cards and more. You can also spend them on flights, hotels, cruises, or other travel-related expenses. Points do not expire as long as the account remains active. - Purchase Protection: Covers eligible purchases from theft and accidental damage for up to 90 days. Covered for $1,000 per incident up to $50,000 per calendar year.
- Car rental insurance: Pays eligible benefits not already paid by any primary insurance. Covers eligible rental vehicles for first 30 days against damage and theft up to a maximum of $50,000 with some restrictions.
- Global Assist Hotline: Whenever you travel more than 100 miles from home, you are eligible for 24/7 emergency assistance, including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance.
Note that exclusions and coverage limits apply to many of these benefits, so make sure to check your American Express Blue Card’s guide to benefits for more details on each type of insurance.
People also ask
What are the best Amex Blue Cash Everyday card benefits?
The Amex Blue Cash Everyday benefits include rental car insurance, purchase protection, and emergency assistance services. The Amex Blue Cash Everyday card also offers the lowest hotel rates guarantee policy and instant card numbers, which are more common perks across American Express cards.
Amex Blue Cash Everyday Card Benefits
- Rental car insurance*
- Purchase protection*
- Lowest hotel rates guarantee
- Instant card numbers
- Global Assist (an emergency card assistance hotline - card members are responsible for the costs charged by third-party...
What credit score do you need for the American Express Blue Card?
You needed a credit score of 750+ to get the American Express Blue Card. This means excellent credit was required for approval. However, the American Express Blue Card is no longer available to new applicants.
If you are looking for a rewards credit card, there are plenty of other options to choose from. The Wells Fargo Active Cash® Card, for instance, offers 2% cash rewards on all purchases and has a $0 annual fee. The card requires at least good credit (a credit score of 700+) for approval.
read full answerHow does the American Express Blue travel insurance work?
The American Express Blue Card travel insurance gives you automatic travel protection benefits at no extra charge, as long as you pay for your travel costs with your card. The American Express Blue Card’s travel insurance includes rental car insurance and Global Assist Hotline.
The rental car insurance pays for damage to and theft of rental cars and the coverage is as high as $75,000 per vehicle. To be eligible for coverage, you must pay your entire travel fare with...
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