What are the best balance transfer credit cards with rewards?

This question is about Best Balance Transfer

Peter Fox, Wannabe Investor

@PeterFox • 04/29/20 This answer was first published on 10/10/19 and it was last updated on 04/29/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best balance transfer credit card with rewards is the Discover it Balance Transfer card, because it offers 0% APR for at least 15 months on balance transfers paired with a 3% balance transfer fee, and it offers above-average cash back rewards that won't lose value. On top of that, the card doesn't charge an annual fee.

The Discover it Balance Transfer card's 18-month 0% APR period on balance transfers is longer than average, and the card offers 5% cash back on rotating quarterly categories like gas and grocery stores, up to a quarterly maximum. You will have to register every quarter, though. Past that, it gives 1% back on all other purchases. It has a nice anniversary perk, too: Discover doubles all cash back earned in the first year, automatically, with no limits.

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