What's the best Bank of America credit card for rewards? This question is about Bank of America Credit Cards

The best Bank of America credit card for rewards is the Bank of America® Premium Rewards® credit card. It offers an initial bonus of 60,000 points for spending $4,000 in the first 90 days, and it gives 2 points per $1 spent on travel and dining, and 1.5 points per $1 on all other purchases. The Bank of America Premium Rewards credit card’s rewards and other benefits make its $95 annual fee worth paying. There are less expensive options, too. The best Bank of America credit card for rewards and no annual fee is the Bank of America® Travel Rewards credit card. It gives cardholders 1.5 points per $1 spent on all purchases. The Bank of America Travel Rewards credit card’s signup bonus is 25,000 points for spending $1,000 in the first 90 days. Best Bank of America Credit Cards for Rewards Overall: Bank of America® Premium Rewards® credit cardBank of America® Premium Rewards® credit cardLearn MoreLearn Moreon issuer's websiteNo Annual Fee: Bank of America® Travel Rewards credit cardBank of America® Travel Rewards credit cardLearn MoreLearn Moreon issuer's websiteCash Back Rewards: Bank of America® Unlimited Cash Rewards credit cardBank of America® Unlimited Cash Rewards credit cardLearn MoreLearn Moreon issuer's websiteCustomized Rewards: Bank of America® Customized Cash Rewards credit cardBank of America® Customized Cash Rewards credit cardLearn MoreLearn Moreon issuer's websiteAirline Rewards: Alaska Airlines Credit CardAlaska Airlines Credit CardLearn MoreLearn MoreStudents: Bank of America® Travel Rewards credit card for StudentsBank of America® Travel Rewards credit card for StudentsLearn MoreLearn MoreBad Credit: Bank of America® Unlimited Cash Rewards Secured Credit CardBank of America® Unlimited Cash Rewards Secured Credit CardLearn MoreLearn MoreShow More CardsShow Less Cards Most of these Bank of America rewards credit cards require good to excellent credit. Individuals with less-than-good credit can opt for a secured credit card from Bank of America.

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What's the best Bank of America credit card for rewards?

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Gina Marte, WalletHub Advisor

@ginamarte • 07/12/23 This answer was first published on 07/29/19 and it was last updated on 07/12/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best Bank of America credit card for rewards is the Bank of America® Premium Rewards® credit card. It offers an initial bonus of 60,000 points for spending $4,000 in the first 90 days, and it gives 2 points per $1 spent on travel and dining, and 1.5 points per $1 on all other purchases.

The Bank of America Premium Rewards credit card’s rewards and other benefits make its $95 annual fee worth paying. There are less expensive options, too. The best Bank of America credit card for rewards and no annual fee is the Bank of America® Travel Rewards credit card. It gives cardholders 1.5 points per $1 spent on all purchases. The Bank of America Travel Rewards credit card’s signup bonus is 25,000 points for spending $1,000 in the first 90 days.

Best Bank of America Credit Cards for Rewards

Overall: Bank of America® Premium Rewards® credit cardBank of America® Premium Rewards® credit cardLearn MoreLearn Moreon issuer's website
No Annual Fee: Bank of America® Travel Rewards credit cardBank of America® Travel Rewards credit cardLearn MoreLearn Moreon issuer's website
Cash Back Rewards: Bank of America® Unlimited Cash Rewards credit cardBank of America® Unlimited Cash Rewards credit cardLearn MoreLearn Moreon issuer's website
Customized Rewards: Bank of America® Customized Cash Rewards credit cardBank of America® Customized Cash Rewards credit cardLearn MoreLearn Moreon issuer's website
Airline Rewards: Alaska Airlines Credit CardAlaska Airlines Credit CardLearn MoreLearn More
Students: Bank of America® Travel Rewards credit card for StudentsBank of America® Travel Rewards credit card for StudentsLearn MoreLearn More
Bad Credit: Bank of America® Unlimited Cash Rewards Secured Credit CardBank of America® Unlimited Cash Rewards Secured Credit CardLearn MoreLearn More

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Most of these Bank of America rewards credit cards require good to excellent credit. Individuals with less-than-good credit can opt for a secured credit card from Bank of America.

How can I redeem my Bank of America Travel Rewards points?

You can redeem Bank of America Travel Rewards credit card points by signing in to your account online or on the BofA mobile app, or by calling (888) 268-7800. You can redeem your points for statement credits to cover travel purchases made in the past 12 months. The card’s points can also be used for gift cards or for cash back, via paper check or a Bank of America deposit-account credit.

The Bank of America Travel Rewards credit card gives at least 1.5 points per $1 spent...

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What credit score do you need for a Bank of America credit card?

You need a credit score of 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. For example, it is possible to get approved for certain Bank of America credit cards even if you have bad credit.

Bank of America Credit Score Requirements by Card

Card:	Minimum Credit Score:	Minimum Credit:
...	300+	Bad credit

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WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Bank of America® Unlimited Cash Rewards Secured Credit Card, Alaska Airlines Credit Card, Bank of America® Travel Rewards credit card for Students, BankAmericard® Secured Credit Card, BankAmericard® credit card, Bank of America® Unlimited Cash Rewards credit card for Students, Bank of America® Customized Cash Rewards Secured Credit Card, Bank of America® Premium Rewards® Elite Credit Card, and Bank of America® Customized Cash Rewards credit card for Students

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