One of the best business credit card signup bonuses is 100,000 points, from the Ink Business Preferred® Credit Card. To earn the bonus, new cardholders must spend $15,000 in the first 3 months after opening an account. Each point from this bonus is worth 1.25 cents toward travel, so the bonus can help pay for the card’s $95 annual fee for several years.
But there are plenty of other business credit card signup bonuses worth considering. The best business credit card signup bonus for you may depend on the type of rewards you’re looking for, the cost of the card and what other features the card provides. It’s also important to remember that while initial bonuses are valuable, they’re a one-time deal. You’ll need to make sure you have a credit card that stays worthwhile after the first year.
Here are some of the best business credit card signup bonuses:
The best business credit card signup bonus is 100,000 points for spending $15,000 in the first 3 months with the Ink Business Preferred® Credit Card. This card’s initial bonus is well above average and makes the card’s $95 annual fee seem small. The signup bonus alone would cover several years of annual fees.
Another great business credit card signup bonus is $500 months with the Capital One® Spark® Cash for Business. This bonus is also well above the average credit card signup bonus. The card has an annual fee of $0 intro for 1st yr, $95 after, but the first year is free. A solid 2% cash back on all purchases sweetens the deal.
The best credit card for a signup bonus with no annual fee is Chase Freedom Unlimited®, which has a $0 annual fee and gives an initial bonus of $200 for spending $500 in the first 3 months. Cardholders also earn 5% cash back on grocery store purchases for the first year (up to $12,000 spent), 5% cash back on travel through Chase, 3% cash back at restaurants and drugstores, and 1.5% back on all other purchases.… read full answer
Best Credit Card Signup Bonuses with No Annual Fee
There are larger signup bonuses out there, but you may have to pay an annual fee to get them. You could still come out ahead though. The best approach is to compare the best credit card bonus offers after subtracting any fees they may charge. You can then pick the card that will save you the most at the end of the day.
The easiest business credit card to get is the Wells Fargo Business Secured Credit Card because it accepts applicants with bad credit. The Wells Fargo Business Secured Credit Card also has a $0 annual fee and rewards cardholders with 1.5% cash back on all purchases. A minimum security deposit of $500 is required, though.… read full answer
In general, the easiest credit cards for a business to get require bad-to-fair credit for approval. It’s also worth noting that while you must have a business to get most of these cards, your personal credit history matters a lot more than your company’s credit standing.
As you can see, there are a few easy approval business credit cards available, so you shouldn’t let limited or damaged credit prevent you from getting the card your business needs. And remember, if you pay your bills on time and keep your credit utilization ratio low, your credit should steadily improve over time.
The best Chase business credit card is the Ink Business Preferred® Credit Card because it offers a bonus of 100,000 points for spending $15,000 in the first 3 months. Ink Business Preferred also gives 3 points / $1 spent on travel and select business purchases, plus 1 point / $1 on everything else. Preferred provides free employee cards, too. And it has a $0 foreign transaction fee. The annual fee is $95.… read full answer
The Ink Business Cash® Credit Card offers the best ongoing cash back bonuses of any Chase business credit card. It has a $750 bonus for spending $7,500 in the first 3 months. And it gives 5% cash back on the first $25,000 spent per year at office supply stores and on internet/cable/phone services. Plus, it offers 2% back on the first $25,000 spent per year at gas stations and restaurants, along with 1% on everything else. There’s a $0 annual fee.
But if you want to earn rewards at a flat rate, Ink Business Unlimited® Credit Card comes out on top. It offers unlimited 1.5% cash back on all purchases. And it has a $0 annual fee.
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