Where can I check my Best Buy Credit Card balance?

The easiest way you can pay your Best Buy® Credit Card is either online or by phone, by calling 1-888-574-1301. Alternatively, you can make a payment via text, by mail, or at a branch. Citibank does allow cardholders to set up automatic payments, too.

Ways to Make a Best Buy® Credit Card Payment

• Online: Log in… read full answer to your online account and click on “Make a Payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from.
• Phone: Call 1-888-574-1301 and enter your card information when prompted.
• Text: Text PAY to 81964 using the mobile device connected to your My Best Buy Credit Card account. Then, you will receive a text asking how much you would like to pay and which payment account you would like to use.
• Mail: Send a check or money order (but not cash) to:
  
  My Best Buy Credit Card Payments
  P.O. Box 9001007
  Louisville, KY 40290-1007
  
  Don’t forget to write your credit card number on the check, too.
• In store: You can make a payment at any Best Buy store during normal business hours.

If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date.

There’s no publicly disclosed minimum Best Buy® Credit Card limit. Your limit is based on both your yearly income and your credit standing, and you’ll be notified of the amount when you get your card. And that’s true for both the Best Buy® Credit Card and the Best Buy® Store Card.

While you won’t know your Best Buy® Credit Card credit limit ahead of time, there are a few pieces of information that can help you estimate what it could be. I’ll go into them below.… read full answer

Here’s what you should know about Best Buy® Credit Card limits:

• Your limit will be based on your income and credit history, and you’ll find out what it is when you get your card.
• Your credit score will play an important part in the credit limit decision. The Best Buy Store Card requires fair credit, and the Best Buy® Credit Card requires good credit.
• There are reports online of people receiving limits of $6,200 and $3,000 for the Best Buy Store Card and $1,200 for the Best Buy Store Card. You shouldn’t expect to get a higher limit with the store card, though.

Whatever your Best Buy® Credit Card limit ends up being, it’s best for your credit score if you use only 30%-40% of it. And if you need to spend a significant amount, paying the balance as soon as possible is always a good idea.