WalletHub, Financial Company
@WalletHub
You can get a Best Buy® Credit Card cash advance at any ATM that accepts Visa. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card. Note that you can’t do a cash advance at all with the Best Buy Store Card – only the Visa version allows cash advances.
How to get a Best Buy® Credit Card cash advance:
- Bring your Best Buy® Credit Card to an ATM.
- Insert your Best Buy® Credit Card into the ATM and enter your PIN when prompted.
- Select “Cash Advance” from the menu options.
- Follow the prompts on the screen.
- Choose the amount of cash you want to take out.
- Take your cash and your receipt.
What you should know before taking out a Best Buy® Credit Card cash advance:
- Cash advances come with high APRs: The Best Buy® Credit Card cash advance APR is 29.99% (V), which will start accruing interest immediately, with no grace period.
- There is a cash advance fee: The fee for a Best Buy® Credit Card cash advance is 5% (min $10). ATM-owner fees might also be included. So, the issuer’s branded ATMs are your best bet for a cash advance without an ATM fee.
- Cash advance limit: Keep in mind that there is a limit on the amount you’re eligible to withdraw. Your Best Buy® Credit Card cash advance limit is listed on your monthly statement. Cash advance limits are typically a fraction of your overall credit limit.
- Cash advances require a PIN: To use the Best Buy® Credit Card for cash advances at an ATM, you will need a PIN. If you didn’t create a PIN when you applied for the card, you can request one by calling customer service at (888) 574-1301.
Ultimately, keep in mind that cash advances are really expensive. So, it would be best to avoid using your Best Buy® Credit Card for cash advances, unless it’s absolutely necessary.
Best Buy® Credit Card
Tom Sobczak, Member
@tom_sobczak
First off, make sure you have a PIN. Once you have that and your card is activated, you can just go to an ATM that takes Visa. That's pretty much all ATM's, really. Keep in mind, the fees will definitely sting, and the interest will start piling on right away, so don't do it too often.
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read full answerHow much is the cash advance limit for the Best Buy Credit Card?
The cash advance limit for the Best Buy® Credit Card depends highly on your credit limit. Each cardholder has their own cash advance limit. Keep in mind that existing balances, such as purchases and balance transfers, also affect how much cash you have available. It's also worth noting that cash advances are not allowed with the store version of this card, the Best Buy® Store Card.
Here’s how to find your Best Buy® Credit Card cash advance limit:
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How much is the Best Buy Credit Card cash advance fee?
The Best Buy® Credit Card cash advance fee is 5% (min $10) per transaction, whichever is higher. A cash advance fee is charged when using Best Buy® Credit Card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations.
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