Jeff Pratley, WalletHub Credit Card Advisor
@jeff.p
Current Best Buy credit card deals include 5 points per $1 spent on your first day of purchases (within 14 days of account opening), 0% financing for 6-24 months on select purchases of $199-$799+, and an 11.99% offer for 48 months. Those deals are available on all three Best Buy cards: the Best Buy Credit Card, the Best Buy Gold Visa, and the Best Buy Store Card. All three also offer 2.5 points per $1 at Best Buy. And if you’re an Elite Plus member, you get an extra 0.5 point per $1 as a bonus.
If you don’t have the good credit needed for a Best Buy Credit Card, you can go for the Best Buy Store Card. It offers the same deal of 5 points per $1 on the first day and 2.5 after on all Best Buy purchases.
There aren’t really any other credit cards with Best Buy deals. And even the Best Buy cards’ 0% rate isn’t guaranteed to be a deal. If you still have a balance after the promotional period expires, you’ll have to pay interest like a 26.99% (V) APR was there from the start.
Here are the current Best Buy credit card deals:
- 5 points per $1 on your first day of purchases (within 14 days of approval): Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card
- 2.5 points per $1 at Best Buy: Best Buy Credit Card, Best Buy Gold VisaandBest Buy Store Card
- 0%-11.9% promo rate for 6-48 months: Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card
- 0.5 point per $1 bonus for My Best Buy Elite Plus members: Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card
The Gold Visa card’s 2 points per $1 at entertainment merchants applies to sports promoters, theatrical promoters, movie theaters, amusement parks, tourist attractions and video game arcades/establishments. But you should hurry, because that Best Buy credit card has a time limit.
The Best Buy Gold Visa and Best Buy Credit Card offer 1.5 points per $1 at gas stations, plus 1 point per $1 at restaurants, bars and grocery stores. You also get 1 point per $2 everywhere else. Those earning rates are more permanent than promotional.

Best Buy® Credit Card
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