How does the Best Buy Credit Card extended warranty work?

You can use your Best Buy® Credit Card both in store and online before it arrives. To make purchases in a Best Buy store, you’ll need to bring your ID so the Best Buy cashier can look up your account and verify you’re authorized. To do so online, you first have to save the card as your primary payment method in your Best Buy online account. After that, you’ll be able to make purchases on bestbuy.com before your get your physical card. Your new card should arrive in the mail within 10 business days after approval.… read full answer

Here’s how to use a Best Buy® Credit Card in store before it arrives:

1. Tell the Best Buy cashier you’d like them to look up your account.
2. Give the cashier a government-issued ID.
3. Make your purchase.

Here’s how to use a Best Buy® Credit Card online before it arrives:

1. Create or sign in to your bestbuy.com account.
2. Go to the Best Buy credit card page and click “Check Your Application Status”.
3. Once redirected to the issuer's website, provide your information and click “Submit”. This will bring you to a page showing your application status.
4. If approved, you should be able to select “Continue” in the bottom right. This will bring you to a page showing how you can shop online or in-store. Click “Continue” once again.
5. You will be redirected back to bestbuy.com where you should click “Continue” again. A page presenting the option to save your card as the “primary” form of payment will be shown to you.
6. Check the “Make this my primary card” box and then select “Add Card to My Account”.
7. Use your new card to pay at checkout.

You’ll also benefit from your Best Buy® Credit Card’s rewards as soon as it’s added to your account as the primary card.

There is no way to find your Best Buy Credit Card number without having the actual card. Typically, your new Best Buy Credit Card can take anywhere from 1-3 weeks to arrive in the mail.

However, you can still use your newly-approved account to pay for purchases at Best Buy in the meantime. For that, you can visit your local Best Buy store and shop as usual. You'll just need to verify a few pieces of information at the register to use your Best Buy Credit Card. This remains an option even after your physical card arrives.… read full answer

You should also be able to add your new credit card to your BestBuy.com account and use it to shop online, even before the card comes in the mail. To do this, you'll want to visit our credit card page and click "Check Application Status" on the right. Then, just follow the prompts to link the card to your profile.

Citi credit card rental car insurance covers you for up to $50,000 when you pay for the entire rental with your Citi credit card. You must also decline the rental agency’s insurance to be eligible for the benefit, which covers accident damage and theft. The eligible cardholder listed on the rental car agreement is covered worldwide for a maximum rental of 31 consecutive days.… read full answer

Just bear in mind that Citi’s rental insurance coverage is secondary. This means if you have a car insurance policy that covers theft and damage to rental cars, the Citi benefit will cover only the amount your primary policy does not.

Here is what Citi credit card rental car insurance covers:

• Repair costs up to $50,000, or the cash value of the car, whichever is less.
• Motor vehicle with at least four wheels designed to be driven on public roads.
• Damage from an accident, natural disaster vandalism, or theft.
• Reasonable towing expenses to the nearest collision repair facility.

What Citi credit card rental insurance does NOT cover:

• Damage resulting from reckless driving or driving under the influence of drugs or alcohol.
• Rental car used as a car for hire.
• Personal injury, personal liability or damage to third-party personal property.
• Damages to other cars or property.
• Injury to any party.

To file a claim, call 1 (866) 918-4670 after your rental car is damaged or stolen. You will be advised as to what documents to provide to substantiate your claim. You can also visit citi.com/Costco to download a claim form. Return all requested documents within 180 days of the incident.