However, Best Buy offers its own protection plan that customers can sign up for. This way, they’re covered when a manufacturer warranty ends. But this will not be free of charge, unlike extended warranty benefits offered through credit cards.
Alternative Credit Card Option
If extended warranty is important to you, you should consider getting the Amazon.com Credit Card. This card’s extended warranty adds up to one year to U.S. manufacturers’ warranties of 3 years or less.
In addition, this card offers 1 - 5 points per $1 spent on purchases. The Amazon.com Credit Card annual fee is $0 and it requires at least good credit for approval.
You can use your Best Buy® Credit Card both in store and online before it arrives. To make purchases in a Best Buy store, you’ll need to bring your ID so the Best Buy cashier can look up your account and verify you’re authorized. To do so online, you first have to save the card as your primary payment method in your Best Buy online account. After that, you’ll be able to make purchases on bestbuy.com before your get your physical card. Your new card should arrive in the mail within 10 business days after approval.… read full answer
Here’s how to use a Best Buy® Credit Card in store before it arrives:
Tell the Best Buy cashier you’d like them to look up your account.
Give the cashier a government-issued ID.
Make your purchase.
Here’s how to use a Best Buy® Credit Card online before it arrives:
There is no way to find your Best Buy Credit Card number without having the actual card. Typically, your new Best Buy Credit Card can take anywhere from 1-3 weeks to arrive in the mail.
However, you can still use your newly-approved account to pay for purchases at Best Buy in the meantime. For that, you can visit your local Best Buy store and shop as usual. You'll just need to verify a few pieces of information at the register to use your Best Buy Credit Card. This remains an option even after your physical card arrives.… read full answer
You should also be able to add your new credit card to your BestBuy.com account and use it to shop online, even before the card comes in the mail. To do this, you'll want to visit our credit card page and click "Check Application Status" on the right. Then, just follow the prompts to link the card to your profile.
Citi credit card rental car insurance covers up to $50,000 when you pay for the entire rental with your card. You must also decline the rental agency’s insurance to be eligible for the benefit, which covers accident damage and theft. The eligible cardholder listed on the rental car agreement is covered worldwide for a maximum rental period of 31 consecutive days.… read full answer
Here is what Citi credit card rental car insurance covers:
Repair costs up to $50,000, or the cash value of the car, whichever is less.
Motor vehicle with at least four wheels designed to be driven on public roads.
Damage from an accident, natural disaster, vandalism, or theft.
Reasonable towing expenses to the nearest collision repair facility.
What Citi credit card rental car insurance does NOT cover:
Damage resulting from reckless driving or driving under the influence of drugs or alcohol.
Rental car used as a car for hire.
Personal injury, personal liability, or damage to third-party personal property.
Damages to other cars or property.
Injury to any party.
Keep in mind that Citi’s rental insurance coverage in the United States is secondary. This means if you have a car insurance policy that covers theft and damage to rental cars, the Citi benefit will cover only the amount your primary policy does not. Outside the United States, the coverage provided by this benefit is primary, even if you have another insurance policy.
To file a claim, call (866) 918-4670 as soon as possible after the incident. You can also download a claim form online. Keep in mind that you must return all requested documents within 180 days of the incident.
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