There’s no publicly disclosed minimum Best Buy Credit Card limit. Your limit is based on both your yearly income and your credit standing, and you’ll be notified of the amount when you get your card. And that’s true for both the Best Buy Credit Card and the Best Buy Visa Card.
While you won’t know your Best Buy credit limit ahead of time, there are a few pieces of information that can help you estimate what it could be. I’ll go into them below.
Here’s what you should know about Best Buy Credit Card limits:
Your limit will be based on your income and credit history, and you’ll find out what it is when you get your card.
Your credit score will play an important part in the credit limit decision. The Best Buy Store Card requires fair credit, and the Best Buy Visa Card requires good credit. Fair credit starts at 620. Good credit means a score of 660 or higher.
There are reports online of people receiving limits of $7,500 and $2,500 for the Best Buy Store Card and $2,000 for the Best Buy Visa. You shouldn’t expect to get a higher limit with the store card, though.
Whatever your Best Buy credit card limit ends up being, it’s best for your credit score if you use only 30%-40% of it. And if you need to spend a significant amount, paying the balance as soon as possible is always a good idea.
They started me off 2k I asked for increas to 5k and which they gave and then 10 mins later asked for a 10k limit which they gave and then I asked for a 20k and got denied
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