Does Best Buy Credit Card offer price protection?

No, the Best Buy® Credit Card does not offer extended warranty protection. The same goes for the Best Buy Store Card, too.

However, Best Buy offers its own protection plan that customers can sign up for. This way, they’re covered when a manufacturer warranty ends. But this will not be free of charge, unlike extended warranty benefits offered through credit cards.... read full answer

Alternative Credit Card Option

If extended warranty is important to you, you should consider getting the Amazon.com Credit Card. This card’s extended warranty adds up to one year to U.S. manufacturers’ warranties of 3 years or less.

In addition, this card offers 1 - 5 points per $1 spent on purchases. The Amazon.com Credit Card annual fee is $0 and it requires at least good credit for approval.

The easiest way you can reach the Best Buy® Credit Card customer service is either online or by phone at (888) 574-1301. Alternatively, you can contact customer service via mail. These are the ways to reach the Best Buy® Store Card, too.

How to Reach Best Buy® Credit Card Customer Service

• Online: Sign in to your Best Buy account... read full answer, click “Get Help” and a virtual assistant will help you with some common inquiries, like promotional balances or top FAQ's.
• By phone: If you call (888) 574-1301, or the number on the back of your card, you will be able to talk to a representative.
• By mail: You can also contact Best Buy® Credit Card via mail. Here's their address:
  Best Buy® Credit Card
  P.O. Box 790441
  St. Louis, MO 63179-0441

Keep in mind that reaching customer service via mail is the least convenient way; sending any inquiry via mail will take a few business days to reach its destination.

No, there is no annual fee for the Best Buy® Credit Card. So, you don’t have to worry about paying a cent for just having it. You can keep it open with a zero balance and it will help you improve your credit score. Just remember to use it from time to time to avoid it being closed due to inactivity. ... read full answer

The Best Buy Store Card also has a $0 annual fee. Best Buy® Gold Visa Credit Card, on the other hand, charges a $0 fee per year.

Here’s what you need to know about the Best Buy® Credit Card:

• The Best Buy® Credit Card has a $0 annual fee
• Good credit or better is required for approval.
• Best Buy® Credit Card is part of the Visa network. So, it can be used anywhere Visa credit cards are accepted.
• This card has a deferred interest plan. So, make sure to pay your balance in full before the reduced rate period concludes to avoid high APRs being applied to your entire original purchase amount.
• Some of Best Buy® Credit Card’s other fees include a 5% (min $10) cash advance fee and a late fee of up to $35. So, the $0 annual fee helps offset these other costs.
• Applying for the Best Buy® Credit Card and getting rejected will have you considered for the Best Buy Store Card and Best Buy® Gold Visa Credit Card. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

It is also worth noting that Best Buy® Credit Card offers 10% back in rewards (5 points per $1 spent) on your first day of purchases made within the first 14 days. So, if you’re a regular Best Buy shopper and use your Best Buy® Credit Card responsibly, this card will save you a lot of money.