The Best Buy® Credit Card does not offer a rental car insurance benefit. Even though the Best Buy® Credit Card doesn't have rental car insurance, this perk is one of the handful of credit card benefits that still come with many credit card offers. If you'd like a credit card with rental car insurance, there are plenty of options.
In general, credit card rental car insurance provides coverage against damage and theft of a rental vehicle, usually up to the vehicle's actual cash value, when the rental is paid for entirely with an eligible credit card. To get coverage, the cardholder must decline the rental agency's insurance plan.
Rental car liability insurance is coverage that pays for injuries or property damage that you cause in an accident when you are driving a rental car. Rental car liability insurance does not protect you or your rental car from collision damage, car theft, loss of personal effects, or injuries.
Should You Get Rental Car Liability Insurance?
In most states, some rental car liability insurance is included with the rental. However, the state-mandated minimum...
No, you do not need insurance to rent a car because rental companies have their own insurance. Rental car companies usually provide minimum liability coverage only, so if you don’t have personal insurance, you’ll probably want to purchase extra rental car insurance through the rental company. If your personal car is insured and you pay for your rental with a credit card, you can probably skip the optional coverage offered at the rental counter.
The best rental car insurance is a personal car insurance policy. People who already have car insurance for their personal vehicle are usually covered up to their normal policy limits when driving a rental car in the United States. If you don’t have a personal car insurance policy, you can purchase rental car insurance from a third-party provider either directly or through the rental car company. Keep in mind that purchasing the coverage directly is...
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