How do I apply for the Best Buy Store Card? This question is about the Best Buy® Store Card

The easiest way you can apply for the Best Buy Store Card is online. Alternatively, you can apply for this card at any Best Buy store location. Here’s how to apply for the Best Buy Store Card: Online: To apply online, you must first create a BestBuy.com account. You’ll then get redirected to the issuer’s website, where you can fill out a secure online application form. In-store: To fill out a Best Buy Store Card application in store, head to your nearest Best Buy location. Any cashier or customer service rep will be able to provide you with the application, and you should be able to complete it within a few minutes. Ultimately, keep in mind that there is one application for both the Best Buy Store Card and the Best Buy® Credit Card. If your application is approved, the issuer will determine which card you qualify for depending on your credit standing. The Best Buy Store Card is for applicants with fair credit, while the Best Buy® Credit Card requires a good credit score.

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How do I apply for the Best Buy Store Card?

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This question is about the Best Buy® Store Card

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William Memphis, WalletHub Credit Card Advisor

@bill.memp1 • 12/21/21 This answer was first published on 12/21/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The easiest way you can apply for the Best Buy Store Card is online. Alternatively, you can apply for this card at any Best Buy store location.

Here’s how to apply for the Best Buy Store Card:

Online: To apply online, you must first create a BestBuy.com account. You’ll then get redirected to the issuer’s website, where you can fill out a secure online application form.
In-store: To fill out a Best Buy Store Card application in store, head to your nearest Best Buy location. Any cashier or customer service rep will be able to provide you with the application, and you should be able to complete it within a few minutes.

Ultimately, keep in mind that there is one application for both the Best Buy Store Card and the Best Buy® Credit Card. If your application is approved, the issuer will determine which card you qualify for depending on your credit standing. The Best Buy Store Card is for applicants with fair credit, while the Best Buy® Credit Card requires a good credit score.

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What credit bureau does the Best Buy Store card use for approval?

Citi uses all three major credit bureaus to evaluate Best Buy Store Card applications.

That doesn’t mean it will pull all three of your credit reports, though. Citi will mostly use your Experian report, with Equifax also being quite likely. In rare cases they will pull your TransUnion report instead.

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Does the Best Buy Store Card do a hard pull?

Yes, the Best Buy Store Card does a hard pull on your credit report.

Unfortunately, it doesn’t offer the possibility to check if you pre-qualify with only a soft pull, so the only way to find out if you qualify is to go ahead and apply for it.

Keep in mind that a hard pull may hurt your credit score for a little while, so if you don't have at least fair credit,...

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What credit score do you need for the Best Buy Store Card?

The credit score that you need for the Best Buy Store Card is 640, at a minimum. That means Best Buy Store Card requires fair credit or better for approval. There are other things besides your credit score that are taken into account for Best Buy Store Card approval.

Here's what you need to get approved for the Best Buy Store Card:

The basics. You will need a U.S. mailing address and a Social Security Number (SSN). You also need to be at...

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