It’s difficult to determine which of the Best Buy Store Card and the Best Buy Credit Card has a higher limit, because it ultimately comes down to one aspect: the creditworthiness of the applicant.
That said, people with below-average credit may be able to get a higher limit from a store card than they would from an unsecured card with no store affiliation. Store cards tend to have more liberal underwriting requirements because the stores themselves book a profit whenever you make a purchase, since it’s guaranteed to be at one of their establishments, regardless of whether you ultimately pay your bill. Their incentive is to drive sign-ups and encourage spending.
But if you have good or excellent credit, you can probably expect to receive a higher credit line from the Best Buy Credit Card. It only makes sense for the upper reaches of credit limits to be dominated by cards that can be used anywhere, as opposed to simply one retailer.
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