The best cash back credit card for groceries is the American Express Blue Cash Preferred Card because it offers 6% cash back at U.S. grocery stores, up to $6,000 spent annually. The Amex Blue Cash Preferred grocery rewards rate is nearly six times the average base earn rate for cash back credit cards.
Just bear in mind that grocery purchases at superstores, warehouse clubs, convenience stores and gourmet shops, among others, are not eligible for 6% cash back. Such non-qualifying purchases and grocery charges above the annual limit will get 1% cash back. Also, note that Blue Cash Preferred does charge an annual fee.
Another good cash back card for groceries is Blue Cash Everyday, which Amex offers as an alternative for people who spend a lot at supermarkets, but don't want to pay the Blue Cash Preferred card's annual fee. Along with a $0 annual fee, Blue Cash Everyday gives 3% cash back on the first $6,000 spent on groceries each year, then 1%.
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