The best Citi travel credit card is the Citi Premier® Card because it offers an initial bonus of 60,000 points for spending $4,000 in the first 3 months. Cardholders also earn 3 points / $1 spent on travel (including gas stations), on dining, and at supermarkets (1 point / $1 spent everywhere else). Citi Premier has a 0% foreign transaction fee, too.
While travel credit cards can have great rewards and perks, you don’t necessarily need one to save on travel. For example, the Citi Double Cash Card offers 2% cash back on all purchases (1% when you buy and 1% when you pay for those purchases). The only issue is that cash back cards usually charge foreign transaction fees (3% for the Citi Double Cash Card) so they’re not always ideal for going abroad.
The Citi Prestige Card in my opinion. You earn more points on travel purchases, and you get complimentary hotel nights. Among other rewards, are a 4th night hotel benefit, $250 air travel credit, and airport lounge access.
Foreign transaction fees are an unnecessary burden, whether you’re traveling or just shopping online from an international merchant. So it’s good to know there are several Citi credit cards with no foreign transaction fee. And many pack attractive rewards. Citi Premier, for instance, has a 0% foreign fee and offers 60,000 points for spending $4,000 in the first 3 months. And it earns 3 points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels, and 1 point per $1 on all other purchases. However, just because these cards have no foreign transaction fees doesn’t mean they’re free. Most charge annual fees – Citi Premier comes with a $95 annual fee.
If you want a Citi credit card with 0% foreign transaction fees and $0 annual fee, consider the Costco Anywhere Visa® Card by Citi. It’s on the VISA network, so its worldwide acceptance also makes it a worthy travel companion. And it earns 4% cash back on eligible gas for the first $7,000 per year, 3% on restaurants and travel, 2% on Costco and Costco.com purchases, 1% on all other purchases.
You need to set a Citi travel notification any time you’re taking a trip. This will prevent your account from being suspended due to suspected fraud when you’re in an unusual area. You’re never required add a travel notice to your Citibank account, but it’s always a good idea for both foreign and domestic travel.… read full answer
What exactly constitutes “travel” comes down to your judgement. You don’t need to set an alert every time you drive to the grocery store. But if you’re visiting a place well outside your daily geographic radius, it’s a good idea.
You can easily add a Citi travel notification to your account online. Just sign in, click “Services” followed by “Travel Services,” and select “Add a Travel Notice.” Then, enter your travel information and submit.
Enter your destinations as well as the dates of your departure and return.
Verify the phone number and email address that Citi has on file are up to date.
A travel alert lets Citi know that charges from a new location don’t mean you’re a victim of fraud. So, it helps you avoid Citi putting a temporary hold on your card while you’re away. You can cancel or update your Citi travel notification at any time by logging in and changing your information. It only takes a few minutes and could potentially prevent a major inconvenience on your trip.
If your card is declined while traveling, you can call customer service at (800) 950-5114 and enter your card number to speak to a representative who can help. Internationally, you can make a collect call to (605) 335-2222.
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