What is the best Citi travel credit card?

The Citibank foreign transaction fee is 0% or 3% of transactions processed internationally, depending on the card.

Here are some of the best Citi credit cards with no foreign transaction fees:

• Citi Premier® Card: 0% foreign transaction fee
• Costco Anywhere Visa® Card by Citi: 0% foreign transaction fee
… read full answer
• Best Buy® Credit Card: 0% foreign transaction fee
• Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: 0% foreign transaction fee
• Citi® / AAdvantage® Executive World Elite Mastercard®: 0% foreign transaction fee

Foreign transaction fees are an unnecessary burden, whether you’re traveling or just shopping online from an international merchant. So it’s good to know there are several Citi credit cards with no foreign transaction fee. And many pack attractive rewards. Citi Premier, for instance, has a 0% foreign fee and offers 60,000 points for spending $4,000 in the first 3 months. And it earns 3 points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels, and 1 point per $1 on all other purchases. However, just because these cards have no foreign transaction fees doesn’t mean they’re free. Most charge annual fees – Citi Premier comes with a $95 annual fee.

If you want a Citi credit card with 0% foreign transaction fees and $0 annual fee, consider the Costco Anywhere Visa® Card by Citi. It’s on the VISA network, so its worldwide acceptance also makes it a worthy travel companion. And it earns 4% cash back on eligible gas for the first $7,000 per year, 3% on restaurants and travel, 2% on Costco and Costco.com purchases, 1% on all other purchases.

You can pay your Citi credit card bill online, over the phone or by mail. And you can use a bank transfer, debit card, check or cash (at a Citi branch) to do so.

Citi Card Bill Payment Contact Info:

• Online: https://www.citi.com/
• Phone: 1-800-950-5114
• Regular Mail: P.O. Box 9001037 Louisville KY, 40290-1037… read full answer
• Overnight Mail: Citibank Express Payments 6716 Grade Lane Building 9, Suite 910 Louisville, KY 40213

You can also set up automatic monthly payments from a bank account so you don’t have to worry about remembering to pay each month. For more bill payment tips, check out WalletHub’s guide to paying credit card bills.

You need to set a Citi travel notification any time you’re taking a trip. This will prevent your account from being suspended due to suspected fraud when you’re in an unusual area. You’re never required add a travel notice to your Citibank account, but it’s always a good idea for both foreign and domestic travel.… read full answer

What exactly constitutes “travel” comes down to your judgement. You don’t need to set an alert every time you drive to the grocery store. But if you’re visiting a place well outside your daily geographic radius, it’s a good idea.

You can easily add a Citi travel notification to your account online. Just sign in, click “Services” followed by “Travel Services,” and select “Add a Travel Notice.” Then, enter your travel information and submit.

1. Sign into your Citi account online.
2. Click “Services,” then “Travel Services.”
3. Select “Add a Travel Notice.”
4. Enter your destinations as well as the dates of your departure and return.
5. Verify the phone number and email address that Citi has on file are up to date.

A travel alert lets Citi know that charges from a new location don’t mean you’re a victim of fraud. So, it helps you avoid Citi putting a temporary hold on your card while you’re away. You can cancel or update your Citi travel notification at any time by logging in and changing your information. It only takes a few minutes and could potentially prevent a major inconvenience on your trip.

If your card is declined while traveling, you can call customer service at (800) 950-5114 and enter your card number to speak to a representative who can help. Internationally, you can make a collect call to (605) 335-2222.