The best credit card for a 660 credit score is the Capital One Platinum Credit Card, which has a $0 annual fee and $0 foreign transaction fees. After you make your first 5 payments on time, you could also get upgraded to a higher credit line ($300+ to start). The Capital One Platinum Credit Card does not offer rewards, but it can help you build credit for free.
If you’re set on rewards, the best credit card for a 660 credit score is the Capital One QuicksilverOne Cash Rewards Credit Card. It offers 1.5% cash back on all purchases, which is an above average earning rate. However, it does charge an annual fee of $39 .
A 660 credit score is considered fair credit, but it isn’t too far from good credit, which starts at 700. So, you might have a shot at getting a credit card for people with good credit, if you have a lot of income relative to your debt or you wait a little while to improve your score before you apply. The Citi® Double Cash Card is a good option because it offers 2% cash back rewards and has a $0 annual fee. Customers report it’s possible to get with a 660 score, but it’s definitely less likely than with a score of 700.
Best credit cards for a 660 credit score:
The best credit card for a 660 credit score is one that charges no or low fees. Credit cards for fair credit don’t have the best interest rates. So, try to pay your bill in full and on time every month. Doing so, along with keeping your credit utilization low, should eventually get your score in the good range. Before you apply for a card, you may be able to check for pre approval to test the waters. If you’re pre approved, you’re not guaranteed approval but your odds are about as high as they can be.
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