What are the best credit cards for a 700 credit score?

One of the best credit cards for a 720 credit score is the Chase Freedom Flex℠ card. This card offers $200 for spending $500 in the first 3 months, plus you can earn 1 - 5% cash back on purchases. It also comes with a $0 annual fee.

A credit score of 720 means you have good credit. Consumers in this category generally have a credit history of more than three years, more than $5,000 in available credit, and no late payments in the past 12 months. With a 720 credit score and a steady income, you should be able to get approved for some of the … read full answerbest credit cards on the market.

Here are some of the best credit cards for a 720 credit score:

The Chase Freedom Flex℠ card offers $200 for spending $500 in the first 3 months. Plus, you can earn 1 - 5% cash back on purchases. The card’s annual fee is $0.

In addition, this card offers an introductory purchase APR of 0% for 15 months (17.99% - 26.74% (V), based on creditworthiness, thereafter). The Chase Freedom Flex℠ card requires a credit score of 700, at a minimum. That means you need good credit or better for approval.

The Capital One Venture Rewards Credit Card card offers 75,000 miles for spending $4,000 in the first 3 months. Plus, you can earn 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. The card comes with a $95 annual fee, as well.>

Keep in mind that this card requires a credit score of 700, at a minimum. That means you need good credit or better for approval.

The Blue Cash Preferred® Card from American Express offers $250 statement credit for spending $3,000 in the first 6 months. Plus, you can earn 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits.

The card also offers an introductory APR of 0% for 12 months on purchases and balance transfers (17.74% to 28.74% (V), based on creditworthiness, thereafter). The card’s annual fee is $0 intro 1st yr, $95 after. This card requires a credit score of 700, at a minimum. That means you need good credit or better for approval.

The Wells Fargo Reflect® Card offers an introductory purchase APR of 0% for up to 21 months from account opening, coupled with an introductory APR of 0% for up to 21 months from account opening on qualifying balance transfers - each balance transfer is subject to a fee of 3% intro for 120 days, then up to 5% (min $5). Once the introductory periods are over, remaining balances will accrue interest at an APR of 16.74% - 28.74% Variable, based on creditworthiness.

The card comes with a $0 annual fee. It requires a credit score of 700, at a minimum. That means you need good credit or better for approval.

The Capital One Savor Cash Rewards Credit Card offers $300 for spending $3,000 in the first 3 months. Plus, you can earn 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases and 10% back on purchases made through Uber & Uber Eats).

The card’s annual fee is $95 and it requires a credit score of 700, at a minimum. That means you need good credit or better for approval.

What it means to have a 720 credit score:

A 720 credit score will put you in the running for some of the best credit cards on the market, provided you meet the card’s minimum income requirements. You’ll have the luxury of having access to some of the best travel, cash back, or financing credit cards and tailoring your pick according to your needs.

Some of the very best cards, however, require excellent credit. That’s a credit score of 750 or better. To move up to that next level, maintain a history of timely payments and try reducing your credit utilization below 30%. The lower the ratio, the bigger the jump in your credit score. Also, avoid closing any credit cards or applying for new credit in a short period of time.

The best credit card for a 660 credit score is the Capital One Platinum Credit Card. This card comes with a $0 annual fee and a $0 foreign transaction fee. Plus, after you make your first 6 months, you could also get upgraded to a higher credit line. The Capital One Platinum Credit Card does not offer rewards, but it can help you build credit for free.… read full answer

If you’re set on rewards, the best credit card for a 660 credit score is the Capital One QuicksilverOne Cash Rewards Credit Card. It offers 1.5% cash back on all purchases, which is an above average earning rate. However, it does charge an annual fee of $39.

Best Credit Cards for a 660 Credit Score in 2022

The best credit card for a 660 credit score is one that charges no or low fees and offers rewards. Credit cards for fair credit don’t generally have the best interest rates. So, try to pay your bill in full and on time every month. Doing so, along with keeping your credit utilization low, should eventually get your score in the good range.

Before you apply for a card, you may be able to check for pre-approval to test the waters. If you’re pre-approved, you’re not guaranteed approval but your odds are about as high as they can be.