What are the best credit cards for a 700 credit score?

The best credit cards for a 720 credit score include the Capital One Venture Rewards Credit Card, which offers an initial bonus of 75,000 miles, and Chase Freedom Flex℠, which offers $200 for spending $500 in the first 3 months.

A credit score of 720 falls within the "Good" range, which is from around 700 to 749 on the 0 to 850 credit scale. Consumers in this category generally have a credit history of more than three years, more than $5,000 in available credit and no late payments in the past 12 months.… read full answer

With a 720 credit score and a steady income, you should have little trouble securing a credit card with a low interest rate, a high credit limit and good rewards.

Here are the best credit cards for a 720 credit score:

• Best overall: Chase Freedom Flex℠.$200 for spending $500 in the first 3 months. Earns 1 - 5% Cash Back. $0 annual fee. Offers an introductory purchase APR of 0% for 15 months (15.74% - 24.49% (V), based on creditworthiness, thereafter). Requires a credit score of 700, at a minimum. That means you need good credit or better for approval.
• Best for travel rewards: The Capital One Venture Rewards Credit Card.75,000 miles for spending $4,000 in the first 3 months. Earns 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. $95 annual fee. Requires a credit score of 700, at a minimum. That means you need good credit or better for approval.
• Best for cash bonus: The Blue Cash Preferred® Card from American Express.$350 statement credit for spending $3,000 in the first 6 months. Earns 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits. Introductory purchase APR of 0% for 12 months(15.49% to 25.49% (V), based on creditworthiness, thereafter). Annual fee of $95. Requires a credit score of 700, at a minimum. That means you need good credit or better for approval.
• Best for long intro APR: The Wells Fargo Platinum card.Offers an introductory purchase APR of 0% for 18 months, coupled with an introductory APR of 0% for 18 months on qualifying balance transfers - each balance transfer is subject to a fee of 3% intro for 120 days, then up to 5% (min $5). Once the introductory periods are over, remaining balances will accrue interest at an APR of 16.49% - 24.49% Variable, based on creditworthiness. $0 annual fee. Requires a credit score of 700, at a minimum. That means you need good credit or better for approval.
• Best for Dining & Entertainment: The Capital One Savor Cash Rewards Credit Card$300 for spending $3,000 in the first 3 months. Earns 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on tickets from Vivid Seats and on Capital One Entertainment purchases). $95 annual fee. Requires a credit score of 700, at a minimum. That means you need good credit or better for approval.

A 720 credit score will put you in the running for some of the best credit cards on the market, provided you meet the card’s minimum income requirements. You’ll have the luxury of having access to some of the best travel, cash back, or financing credit cards and tailoring your pick according to your needs.

Some of the very best cards, however, require excellent credit. That’s a credit score of 750 or better. To move up to that next level, maintain a history of timely payments and try reducing your credit utilization below 30%. The lower the ratio, the bigger the jump in your credit score. Also, avoid closing any credit cards or applying for new credit in a short period of time.

The best credit card for a 660 credit score is the Capital One Platinum Credit Card, which has a $0 annual fee and $0 foreign transaction fees. After you make your first 6 months, you could also get upgraded to a higher credit line. The Capital One Platinum Credit Card does not offer rewards, but it can help you build credit for free.… read full answer

If you’re set on rewards, the best credit card for a 660 credit score is the Capital One QuicksilverOne Cash Rewards Credit Card. It offers 1.5% cash back on all purchases, which is an above average earning rate. However, it does charge an annual fee of $39.

Best Credit Cards for a 660 Credit Score

The best credit card for a 660 credit score is one that charges no or low fees and offers rewards. Credit cards for fair credit don’t have the best interest rates. So, try to pay your bill in full and on time every month. Doing so, along with keeping your credit utilization low, should eventually get your score in the good range. Before you apply for a card, you may be able to check for pre-approval to test the waters. If you’re pre-approved, you’re not guaranteed approval but your odds are about as high as they can be.