What is the best credit card for Apple purchases? This question is about Best Credit Cards of 2022

What is the best credit card for Apple purchases?

Answer Question Report Abuse

This question is about Best Credit Cards of 2022

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 09/02/21 This answer was first published on 09/02/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The best credit card for Apple purchases is the Apple Card because it offers 3% on all purchases made directly with Apple. The Apple Card also has a $0 annual fee, and it offers an APR of 0% for 6 - 24 months on certain Apple purchases. It requires at least good credit for approval.

There are a few other credit cards that have a shot at the title of best credit card for Apple purchases, though. You should consider a few different options before picking the one that’s best for your needs.

Best Credit Cards for Apple Purchases in 2022

Apple Daily Cash: Apple Card
Initial Bonus & Mobile Wallet Bonus: U.S. Bank Altitude Reserve Visa Infinite® Card
0% APR & Apple Music Bonus: Chase Freedom Flex℠
Cash Back: Wells Fargo Active Cash® Card
Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit Card

If you make a lot of purchases with Apple, the Apple Card is probably the best card for you. But if your purchases are less frequent, you may find better long-term value going with a general-purpose rewards card.

Answer Question

People also ask

What's the best credit card for Apple Pay?

What is the Apple Card interest rate?

The Apple Card interest rate is 13.24% - 24.24% (V). Each cardholder’s APR is selected from that range based on overall credit standing.

The minimum interest rate on the Apple Card is quite low. Many comparable cash back cards have interest rates that start at 15% or higher. But applicants generally need excellent credit and a high income to have a shot at scoring the card’s minimum interest rate. … read full answer

It’s also important to note that the Apple Card interest rate is variable, meaning that it can go up or down with the market. The fluctuations are typically very small, though.

Other Apple Card APRs

Keep in mind that the Apple Card also offers and introductory rate of 0% for 6 - 24 months on qualifying purchases.

The card does not offer any introductory rates on balance transfers, as it does not allow balance transfers at all. There’s no penalty rate for late payments, though you shouldn’t pay late anyway because it will lead to credit score damage. In addition, there is no special APR for cash advances because cash advances are not allowed at all.

show less

Does the Apple Card report to the credit bureaus?

Yes, the Apple Card reports to the credit bureaus TransUnion, Experian, and Equifax on a monthly basis. To be exact, your activity will be reported to the bureaus on the third week of each month. That means that the card can help you build credit as long as you pay your bills on time and you stay well below your credit limit.… read full answer

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.