What is the best credit card for Apple purchases? This question is about Best Credit Cards of 2022

What is the best credit card for Apple purchases?

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This question is about Best Credit Cards of 2022

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 09/02/21 This answer was first published on 09/02/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit card for Apple purchases is the Apple Card because it offers 3% on all purchases made directly with Apple. The Apple Card also has a $0 annual fee, and it offers an APR of 0% for 6 - 24 months on certain Apple purchases. It requires at least good credit for approval.

There are a few other credit cards that have a shot at the title of best credit card for Apple purchases, though. You should consider a few different options before picking the one that’s best for your needs.

Best Credit Cards for Apple Purchases in 2022

Apple Daily Cash: Apple Card
Initial Bonus & Mobile Wallet Bonus: U.S. Bank Altitude Reserve Visa Infinite® Card
0% APR & Apple Music Bonus: Chase Freedom Flex℠
Cash Back: Wells Fargo Active Cash® Card
Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit Card

If you make a lot of purchases with Apple, the Apple Card is probably the best card for you. But if your purchases are less frequent, you may find better long-term value going with a general-purpose rewards card.

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Other Apple Card APRs

Keep in mind that the Apple Card also offers and introductory rate of 0% for 6 - 24 months on qualifying purchases.

The card does not offer any introductory rates on balance transfers, as it does not allow balance transfers at all. There’s no penalty rate for late payments, though you shouldn’t pay late anyway because it will lead to credit score damage. In addition, there is no special APR for cash advances because cash advances are not allowed at all.

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Does the Apple Card report to the credit bureaus?

Yes, the Apple Card reports to the credit bureaus TransUnion, Experian, and Equifax on a monthly basis. To be exact, your activity will be reported to the bureaus on the third week of each month. That means that the card can help you build credit as long as you pay your bills on time and you stay well below your credit limit.… read full answer

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