What's the best credit card for gas and groceries?

Question

The best cash back credit card for groceries is the American Express Blue Cash Preferred Card because it offers 6% cash back at U.S. grocery stores, up to $6,000 spent annually. The Amex Blue Cash Preferred grocery rewards rate is nearly six times the average base earn rate for cash back credit cards.… read full answer

Just bear in mind that grocery purchases at superstores, warehouse clubs, convenience stores and gourmet shops, among others, are not eligible for 6% cash back. Such non-qualifying purchases and grocery charges above the annual limit will get 1% cash back. Also, note that Blue Cash Preferred does charge an annual fee.

Another good cash back card for groceries is Blue Cash Everyday, which Amex offers as an alternative for people who spend a lot at supermarkets, but don't want to pay the Blue Cash Preferred card's annual fee. Along with a $0 annual fee, Blue Cash Everyday gives 3% cash back on the first $6,000 spent on groceries each year, then 1%.

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Answer 1 · 2021-01-21 11:37:28

John S Kiernan, Managing Editor

@John 01/21/21 This answer was first published on 01/21/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit card for gas and groceries is the Blue Cash Preferred® Card from American Express. It gives 6% cash back on $6,000 spent at U.S. supermarkets per year and 3% cash back at U.S. gas stations, plus 6% back on select U.S. streaming subscriptions, 3% back on transit expenses, and 1% back everywhere else. New cardholders can also earn a $300 statement credit for spending $3,000 during the first 6 months of card membership.

Best Credit Cards for Gas and Groceries

Blue Cash Preferred® Card from American Express

6% back on $6,000 spent at U.S. supermarkets per year, and 3% back at U.S. gas stations. $0 intro annual fee for the first year, $95 after. $300 statement credit for spending $3,000 in the first 6 months. 6% on select U.S. streaming subscriptions, 3% back on transit, and 1% everywhere else. Good credit required.

Costco Anywhere Visa® Card by Citi

2% back at Costco, and 4% back on gas. No annual fee, but the card is only available to people with a Costco membership, which costs $60+. 3% on restaurant and travel purchases, and 1% everywhere else. Excellent credit required.

Amazon.com Credit Card

5% back at Whole Foods for Prime members (3% back otherwise), and 2% back on gas, restaurants and drugstores. No annual fee, but Prime costs $99 a year. 1% back everywhere else. $50 gift card when you get approved. Good credit required.

PenFed Platinum Rewards Visa Signature® Card

5% back on gas, and 3% back on groceries. No annual fee. $100 statement credit for spending $1,500 in the first 90 days. 1% back everywhere else. Excellent credit required. And anyone can join PenFed.

SunTrust Cash Rewards Credit Card

5% back on $6,000 in gas and groceries the first 12 months (2% back after that). No annual fee. 1% back on all other purchases. Excellent credit required.

Ultimately, the best credit card for gas and groceries is Amex Blue Cash Preferred. But since gas and groceries are some of the most common expenses, it's a popular combination, and there are options for every credit level. For example, Capital One QuicksilverOne is good for limited credit. And the SunTrust Secured Credit Card works for folks with bad credit.

Answer 2 · 2018-06-15 12:33:36

Miguel Vererta, Member

@miguel_vererta 06/15/18 This answer was first published on 06/15/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Blue Cash Preferred, Citi Double Cash, anything that gives you cashback is going to be good for those segments. On the other hand, you could also look for some gas-specific credit cards, like Shell.

What's the best credit card for gas and groceries?

John S Kiernan, Managing Editor

Best Credit Cards for Gas and Groceries

Blue Cash Preferred® Card from American Express

Miguel Vererta, Member

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