The best credit card for gas and groceries is the Blue Cash Preferred® Card from American Express. It gives 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits. New cardholders can also earn a $250 statement credit for spending $3,000 in the first 6 months of card membership.
There are plenty of other options to choose from, as well. You can see the complete list of the best credit cards for gas and groceries below.
Ultimately, the best credit card for gas and groceries is the Blue Cash Preferred. But since gas and groceries are some of the most common expenses, it's a popular combination and there are options for every credit level.
One of the best credit cards for gas purchases only is the Shell Gas Card. This card offers 10 ¢ per gallon. Plus, it comes with a $0 annual fee.
It is worth noting that these credit cards can only be used at the gas stations they’re affiliated with. But they’re still worth applying for if you frequently use a certain gas station, as you’ll generally receive discounts on fuel in exchange.… read full answer
Some of the Best Credit Cards for Gas Purchases Only
Keep in mind that you can usually use these cards inside the gas station as well, so they are not exclusively for gas purchases. You just can’t use them anywhere else.
Some of these specialized store credit cards also have counterpart Visa or Mastercard credit cards that are accepted everywhere – not just at gas stations. Some of their applications will actually consider you for the Visa or Mastercard version first– such as the Chevron and Texaco Gas Card. So, be sure to read the fine print before you apply.
Yes, you should use a credit card for groceries. Using a credit card for grocery shopping is a good idea because it is convenient, secure, and a great opportunity to earn rewards – with the potential to save you up to 6% every time you buy groceries.
Rewards. Some credit cards give you an opportunity to earn 1% to 6% back on grocery purchases.
The best credit card to use for groceries is the Blue Cash Preferred® Card from American Express because it gives 6% cash back at U.S. grocery stores, up to $6,000 spent annually (then 1% cash back), earned as statement credit. Although Blue Cash Preferred charges an annual fee, the card can pay for itself with rewards earnings if you use it right. For example, it’s important that you pay off the entire balance each month because interest charges might otherwise wipe out any earned cash back rewards.
Yes, gas cards are worth it because the best gas credit cards provide rewards or discounts on fuel purchases and usually have $0 fees. It makes sense to consider a gas credit card if you drive a lot or commute to work regularly, especially if you always get gas from the same gas-station chain.… read full answer
There are several different types of gas cards to choose from. Some, like the Shell Gas Card, can be used only for purchases at certain gas stations. Others are co-branded gas credit cards, which offer special perks at partner stations but are accepted by any merchant that takes cards from the affiliated network (e.g. Visa or Mastercard). There are also general rewards credit cards that give extra rewards on gas purchased anywhere.
Popular Gas Credit Cards That Might Be Worth It for You
It’s also worth noting that most gas stations have evolved into convenience stores. This allows people to use their gas credit card not only for fuel but other necessities as well, such as groceries and other small household goods.
Lastly, store-only gas cards are often easier to qualify for than other types of gas credit cards. This can allow people with poor or no credit to establish a good credit history.
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