What's the best credit card for gas and groceries?

Question

One of the best easy approval gas credit cards is the Discover it® Secured Credit Card. Because it’s secured, bad credit won’t disqualify you. Plus, it has a $0 annual fee and gives you 2% cash back on up to $1,000 you spend at gas stations and restaurants (combined) each quarter. And since it’s a cash back card with no restrictions on what gas stations are eligible for rewards earning, it’s one of the most flexible options.… read full answer

Discover it Secured Credit Card isn’t the only gas rewards card that’s easy to get. But most other offers require a bit better credit.

Here are some of the best easy approval gas credit cards:

Discover it® Secured Credit Card: $0 annual fee. 2% cash back at gas stations and restaurants, up to $1,000 spent each quarter combined. 1% cash back everywhere else. First-year rewards match. $200 minimum refundable security deposit. You can get this card with bad credit/limited credit.

Credit One Bank® Visa® Credit Card: Annual fee of $0 - $99. 1% cash back on eligible gas and certain other categories. You can get this card with bad credit.

Walmart® Store Card: $0 annual fee. 2 points per $1 (2% cash back) at Walmart & Murphy USA Fuel Stations. You need fair credit or better.

Shell Gas Card: $0 annual fee. 10 ¢ per gallon discount at Shell gas stations. You can get this card with fair credit.

Chevron and Texaco Gas Card: $0 annual fee. 30¢ per gallon in fuel credits for the first 90 days. After that, 3¢ per gallon on Regular or Diesel, 5¢ on PLUS and 7¢ on Supreme/Premium through 9/30/2021 (3¢ on all fuel thereafter). You can get this card with fair credit.

ExxonMobil Gas Card: $0 annual fee. 30¢ per gallon of Synergy fuel for the first 2 months, 6¢ per gallon after that at over 11,000 Exxon and Mobil stations. This card requires fair credit.

Discover it® Student chrome: $0 annual fee. 2% cash back at gas stations and restaurants, up to $1,000 spent per quarter in those categories combined. 1% on all other purchases. Discover matches the cash back you earn year one. $20 statement credit each year your GPA is 3.0 or higher (up to 5 years). Students with limited credit or better can get this card.

The best easy approval gas card for you will depend on where you fill up and how good your credit is. But no matter what card you get, make sure to pay your bill on time every month. That will help you build credit and qualify for one of the best gas rewards credit cards.

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Answer 1 · 2021-05-03 05:11:02

Chip Lupo, Credit Card Writer

@CLoop 05/03/21 This answer was first published on 05/03/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit card for gas and groceries is the Blue Cash Preferred® Card from American Express. It gives 20% cash back on Amazon.com purchases for the first 6 months (up to $200 back), 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits. New cardholders can also earn a $150 statement credit for spending $3,000 in the first 6 months of card membership.

There are plenty of other options to choose from, as well. You can see the complete list of the best credit cards for gas and groceries below.

Best Credit Cards for Gas and Groceries

Blue Cash Preferred® Card from American Express: Best overall for gas and groceries
Costco Anywhere Visa® Card by Citi: Best for Costco members
Amazon.com Credit Card: Best for Whole Foods Market purchases
PenFed Platinum Rewards Visa Signature® Card: Best for gas
SunTrust Cash Rewards Credit Card: Best for excellent credit
Capital One QuicksilverOne Cash Rewards Credit Card: Best for fair credit
SunTrust Secured Credit Card: Best for bad credit

Ultimately, the best credit card for gas and groceries is the Blue Cash Preferred. But since gas and groceries are some of the most common expenses, it's a popular combination and there are options for every credit level.

Answer 2 · 2018-06-15 12:33:36

Miguel Vererta, Member

@miguel_vererta 06/15/18 This answer was first published on 06/15/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Blue Cash Preferred, Citi Double Cash, anything that gives you cashback is going to be good for those segments. On the other hand, you could also look for some gas-specific credit cards, like Shell.

What's the best credit card for gas and groceries?

Chip Lupo, Credit Card Writer

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What are the best easy approval gas credit cards?

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