The best credit card for gas and groceries is the Blue Cash Preferred Card from American Express. There’s no annual fee, and you’ll earn $200 back for spending $1,000 during your first three months of card membership. You also get 6% cash back on $6,000 spent at supermarkets per year, 3% at gas stations and eligible department stores, and 1% everywhere else.
And if you shop online or at wholesale clubs, the Amazon and Costco credit cards are both strong options. The Amazon Visa offers 5% back at Whole Foods for Prime members (3% if you don’t have Prime), and 2% on gas. With the Costco Visa, you’ll get 2% back at Costco and 4% back at gas stations. But if none of those are quite right for you, there are other options available.
Here are the best credit cards for gas and groceries:
Blue Cash Preferred Card from American Express: 6% back on $6,000 spent on groceries per year, and 3% back on gas. No annual fee the first year, $95 after. $300 for spending $3,000 within 6 months of opening your account. 6% on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, 1% everywhere else. Good credit required.
Costco Anywhere Visa: 2% back at Costco, and 4% back on gas. No annual fee, but the card is only available to people with a Costco membership, which costs $60+. 3% on restaurant and travel purchases, 2% at Costco and Costco.com and 1% everywhere else. Excellent credit required.
Amazon Visa Credit Card: 5% back at Whole Foods for Prime members (3% otherwise), and 2% back on gas, restaurants and drugstores. No annual fee, but Prime costs $99 a year. 5 points per $1 at Amazon.com for Prime members (3 for non-members), and 1 point per $1 everywhere else. $50 Amazon gift card when you get approved. Good credit required.
PenFed Platinum Rewards Visa Signature Credit Card: 5% back on gas, and 3% back on groceries. No annual fee. $100 statement credit for spending $1,500 in your first 90 days. 1% back everywhere else. Excellent credit required. And anyone can join PenFed.
SunTrust Cash Rewards Credit Card: 5% back on $6,000 in gas and groceries the first 12 months. 2% back on gas and groceries after that. No annual fee. 1% back on all other purchases. Excellent credit required.
The best credit card for gas and groceries is Amex Blue Cash Preferred. But since gas and groceries are some of the most common expenses, it’s a popular combination, and there are options for every credit level. For example, Capital One QuicksilverOne is good for limited credit. And the SunTrust Secured Credit Card works for folks with bad credit.