What's the best credit card for gas and restaurants?

The best credit card for gas rebates is the PenFed Platinum Rewards Visa Signature Card for people with excellent credit. Besides offering 5 points/$1 spent on gas, it comes with:

• 15,000 points for purchases of at least $1,500 in the first 3 months of account opening
• 3 points/$1 spent at supermarkets, restaurants and on cable and streaming... read full answer
• 1 point/$1 spent on everything else
• Intro balance transfer APR of 0% for 12 months
• $0 annual fee

As for station-specific credit cards, you cannot do better than the Shell Credit Card for people with good or excellent credit, offering:

• Rebates of 10 cents/gallon up to 20 gallons/ purchase
• First 5 fill-ups with 30 cents/gallon up to 20 gallons/purchase
• Up to 10% back on non-fuel Shell purchases
• 2% back on restaurant and grocery store purchases on the first $10,000 spent/year
• $0 annual fee

Station-specific gas cards have the most lucrative rewards, but you should only consider them if you can stay committed.

Yes, gas cards are worth it because the best gas credit cards provide rewards or discounts on fuel purchases and usually have $0 fees. It makes sense to consider a gas credit card if you drive a lot or commute to work regularly, especially if you always get gas from the same gas-station chain.... read full answer

There are several different types of gas cards to choose from. Some, like the Shell Gas Card, can be used only for purchases at certain gas stations. Others are co-branded gas credit cards, which offer special perks at partner stations but are accepted by any merchant that takes cards from the affiliated network (e.g. Visa or Mastercard). There are also general rewards credit cards that give extra rewards on gas purchased anywhere.

Popular Gas Credit Cards That Might Be Worth It for You

It’s also worth noting that most gas stations have evolved into convenience stores. This allows people to use their gas credit card not only for fuel but other necessities as well, such as groceries and other small household goods.

Lastly, store-only gas cards are often easier to qualify for than other types of gas credit cards. This can allow people with poor or no credit to establish a good credit history.

The best credit card for gas and groceries is the Blue Cash Preferred® Card from American Express. It gives 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits. New cardholders can also earn a $250 statement credit for spending $3,000 in the first 6 months of card membership.

There are plenty of other options to choose from, as well. You can see the complete list of the best credit cards for gas and groceries below.... read full answer

Best Credit Cards for Gas and Groceries

Ultimately, the best credit card for gas and groceries is the Blue Cash Preferred. But since gas and groceries are some of the most common expenses, it's a popular combination and there are options for every credit level.