What's the best credit card for high spenders?

One of the best credit cards for high spenders is the Chase Sapphire Reserve® Card, which has a $10,000 minimum spending limit. The card also offers 60,000 bonus points for spending $4,000 in the first 3 months.

Some of the Best Credit Cards for High Spenders

Welcome Bonus: 60,000 bonus points for spending $4,000 in the first 3 months

Ongoing Rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases.

Plus, you'll get 50% more value when you redeem points for travel through Chase Ultimate Rewards.

Annual Fee: $550

Minimum Credit Required: Excellent credit

Welcome Bonus: 75,000 miles for spending $4,000 in the first 3 months

Ongoing Rewards: 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on flights booked through Capital One Travel, and 2 miles per $1 on all other purchases

Annual Fee: $395

Minimum Credit Required: Excellent credit

Welcome Bonus: 80,000 points for spending $8,000 in the first 6 months

Ongoing Rewards: 5 points per $1 spent on flights booked with airlines or with American Express Travel (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked through Amex, and 1 point per $1 spent on all other purchases

Annual Fee: $695

Minimum Credit Required: Good credit

Welcome Bonus: $200 cash rewards after spending $500 in the first 3 months

Ongoing Rewards: 2% cash rewards on all purchases. There are no category restrictions or sign ups. Plus, cash rewards don’t expire as long as your account remains open and in good standing.

Annual Fee: $0

Minimum Credit Required: Good credit

Welcome Bonus: $250 statement credit for spending $3,000 in the first 6 months

Ongoing Rewards: 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits

Annual Fee: $0 intro 1st yr, $95 after

Minimum Credit Required: Good credit

Welcome Bonus: 120,000 points for spending $15,000 within 3 months

Ongoing Rewards: 5 points per $1 spent on flights and prepaid hotels on amextravel.com, 1.5 points per $1 on U.S. construction material and hardware, U.S. electronic goods, U.S. shipping as well as on purchases of $5,000 or more (up to $2 million of these purchases per year combined), and 1 point per $1 on all other purchases

Annual Fee: $695

Minimum Credit Required: Good credit

The best credit card for high spenders will ultimately depend on the spender in question. It’s also important to make sure that your card has a high enough limit to accommodate your spending. To maintain your credit score, you should try to use no more than 30% of your available credit.

If you’re a high spender, I think the Capital One Venture credit card might be for you. It offers a one-time bonus of 50,000 miles if you spend $3,000 in purchases within 3 months of account opening. That’s equal to $500 in travel. It also earns 2 miles per dollar on all purchases, which can be redeemed towards travel purchases on any airline, hotel, or car rental.

I think American Express's Platinum card is pretty up there, with Reserve. 60k points, and great hotel benefits aplenty.