One of the best credit cards for online purchases is the Amazon.com Credit Card because it comes with a $0 annual fee and Prime Members get 5 points / $1 on Amazon purchases. Plus, there’s a new delivery option called “No-Rush Shipping” where Prime members get rewards or an order discount by agreeing to receive their order in 6 business days.
The Amazon Prime Rewards Visa gives up to 5 points / $1 on Amazon purchases. Approval gets you a $100 Amazon.com gift card and free unlimited 2-day shipping. But when you select “No-Rush Shipping” at checkout, you can earn rewards or an immediate discount for agreeing to receive your order in 6 business days. Rewards can be used on Prime Pantry, Kindle Ebooks, Prime Video, digital music and more. Good credit is required.
Target shoppers will love earning 5% discount cash back on most purchases at Target and Target.com. You’ll also get an extra 30 days on returns. Plus, there’s free standard 2-day shipping on all Target.com orders. Only fair credit is required to qualify.
Get bonus rewards with 5 miles per $1 spent at Capital One Travel. You get an unlimited 1.25 miles per $1 spent and can use those rewards to cover travel purchases made in the last 90 days or use miles to book airline, hotels, car rentals and more through Capital One. Good credit is needed to get approved for this card.
Walmart.com purchases earn an unlimited 5 points / $1, including grocery pickup. You only need fair credit for the Walmart Credit Card, which can be used anywhere Store Card is accepted. And just like Amazon, Walmart is offering discounts on select purchases when choosing slower shipping.
Fingerhut offers kitchenware, electronics, clothing and a ton of other items from top brands. The best thing about their credit card is that you can get it with bad credit and not be charged an annual, monthly or one-time fee. To avoid interest from the 29.99%, you should definitely pay your balance in full each month. But you don’t even need to make purchases for positive information to be reported to the credit bureaus monthly.
A trip to the store can be saved with just a click of the mouse. And the best credit card for online purchases can save you money just as easily. But make sure to pay your bill in full every month. While none of these cards charge an annual fee, they can have high interest rates.
The best credit card for online shopping is the Amazon.com Credit Card because it has a $0 annual fee and gives 3% to 5% back on Amazon (and Whole Foods) purchases. The Amazon Visa also offers 2% back at restaurants, gas stations and drug stores (1% everywhere else) to go along with its online shopping rewards. … read full answer
For people who like to shop around, Bank of America® Customized Cash Rewards credit card is another good option. It gives 3% cash back on purchases in a category of your choice (up to a quarterly maximum), and the list of categories includes online shopping. Plus, the Bank of America Cash Rewards credit card comes with an initial bonus of $200 for spending $1,000 in the first 90 days. There’s also a $0 annual fee, so your rewards won’t get eaten up by the cost of your card.
Which card is best for you ultimately depends on your shopping needs and habits, however. There are more options to consider before you make your decision, too.
The best credit cards for online shopping generally require at least fair credit for approval. For bad credit, the Discover it® Secured Credit Card is a good option, with no annual fee and at least 1% cash back on purchases, doubled the first year.
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