Joyce Brown, WalletHub Credit Card Analyst
The best credit card for study abroad is the Bank of America Travel Rewards credit card for Students because it has a $0 foreign transaction fee, a $0 annual fee, and good rewards. Cardholders earn 1.5 points per $1 spent normally, plus an initial bonus of 25,000 points for spending $1,000 in the first 90 days.
If you’re going to spend most of your time in a foreign country in the near future, you definitely want a card that won’t charge you extra on international purchases. But there are actually several options that may be best, depending on your individual needs and wants.
Best Credit Cards for Study Abroad in 2023
All of these cards are strong contenders to be the best credit card for study abroad. That’s especially true considering they offer a lot more than rewards and low fees. You’ll also receive perks like travel insurance to give you even more peace of mind when you set out for your new home for the semester.
Erick Kuckian, Member
It really depends on where you're going. Generally, you can't go wrong with anything in the Visa/Mastercard network. As far as a specific credit card, something like Journey by Cap 1 is good, because they'll give you a good credit limit. You could also just become an AU for one of your parent's cards, if they have good credit.
Percy Rossman, Member
The best credit cards for students studying in a foreign country should have low fees and no foreign transaction fees. I think some of the best are: Bank of America Travel Rewards Credit Card, which earns you 1.5 points per dollar spent on all purchases, and doesn’t have an annual fee; the Journey Student Rewards from Capital One, which earns 1% cash back on all purchases, and the Discover it Chrome for Students, also with cash back rewards.
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