The best credit card for travel in Europe is the Capital One Venture Rewards Credit Card because it gives 2 miles per $1 on all purchases, with no booking or redemption restrictions. Plus, it has a $0 foreign transaction fee. The Capital One Venture also offers an initial bonus of 100,000 miles for spending $20,000 in the first 12 months or 50,000 miles for spending $3,000 in the first 3 months. Venture charges a $95 annual fee, and it requires good credit for approval.
If you’re looking to rely on a popular European airline, the British Airways Credit Card and the Lufthansa Credit Card are both good choices. There are plenty of other cards capable of saving you lots of money on European travel, too.
Best Credit Cards for Travel in Europe
Each of the best credit cards for travel in Europe has its own unique perks. For example, Chase Sapphire Reserve® offers 60,000 points for spending $4,000 in the first 3 months and gives a $300 annual travel credit. It also offers 3 points / $1 on travel and dining (1 point / $1 on everything else), plus a Priority Pass Select airport lounge membership and over $1,000,000 in travel insurance. Just bear in mind that there’s a $550 annual fee and Chase Sapphire Reserve requires excellent credit.
One thing’s for sure, though: The best credit cards for travel in Europe have no foreign transaction fees. You don’t want to be charged up to an extra 3% on all of your European purchases, after all. It’s also best to get either a Visa or a Mastercard, as Discover and American Express have lower rates of international acceptance.