The best credit card for a signup bonus with no annual fee is the HSBC Premier World Credit Card because it offers an initial bonus of 35,000 points after spending $3,000 in the first 3 months – worth around $400 in air travel. This card also gives 1 - 2 points per $1 spent on purchases to go along with its $0 annual fee.
Best Credit Card Signup Bonuses with No Annual Fee
There are larger signup bonuses out there, but you’ll have to pay an annual fee to get them. You could still come out ahead, though. The best approach is to compare the best credit card bonus offers after subtracting any fees they may charge. You can then pick the card that will save you the most at the end of the day.
Many credit cards give you money for signing up and then spending a certain amount of money in the first few months. One of the best credit card sign-up bonuses is from the Citi Premier® Card, which offers 60,000 points for spending $4,000 in the first 3 months.
It’s less common for credit cards to give you money just for signing up, but that does happen in a few cases. For example, on the Amazon Credit Card, the bonus is a $50 gift card that is automatically loaded to...
It is better to get a credit card with no annual fee when it will save you the most money. On the other hand, if a card with an annual fee offers superior rewards that more than offset the added cost, it might be worth paying a fee.
Popular Rewards Credit Cards With No Annual Fee (By Issuer)
The Capital One credit card annual fees range from $0 to $395, depending on the card. Most Capital One consumer credit cards have no annual fee, and the few cards that do have such a fee usually come with extensive rewards, too.
One of the best Capital One credit cards with a $0 annual fee is the Capital One VentureOne Rewards Credit Card. This card offers an initial bonus of 20,000 miles for spending $500 in the first 3 months. The card also gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. All around, this card is great for people on a...
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: U.S. Bank Cash+® Visa Signature® Card, Ink Business Cash® Credit Card, HSBC Premier World Credit Card, Amazon Credit Card, JetBlue Plus Card, U.S. Bank Altitude Reserve Visa Infinite® Card, Marriott Bonvoy Boundless® Credit Card, and Capital One Savor Cash Rewards Credit Card
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