The best credit card for a signup bonus with no annual fee is the Wells Fargo Active Cash® Card because it offers an initial bonus of $200 cash rewards after spending $1,000 in the first 3 months. The Wells Fargo Active Cash card also gives 2% cash rewards on all purchases to go along with its $0 annual fee.
Best Credit Card Signup Bonuses with No Annual Fee
There are larger signup bonuses out there, but you may have to pay an annual fee to get them. You could still come out ahead, though. The best approach is to compare the best credit card bonus offers after subtracting any fees they may charge. You can then pick the card that will save you the most at the end of the day.
Many credit cards give you money for signing up and then spending a certain amount of money in the first few months. One of the best credit card sign-up bonuses is from the Citi Premier® Card, which offers 80,000 points for spending $4,000 in the first 3 months.
It’s less common for credit cards to give you money just for signing up, but that does happen in a few cases. For example, on the Amazon.com Credit Card, the bonus is a $60 gift card that is automatically loaded to your Amazon account after your application for the card is approved.… read full answer
It is better to have no annual fee on your credit card if you are looking to build credit or not planning to spend much with the card. It’s also better to have no annual fee on a credit card when you won’t be able to save more with better rewards by opting for a card that charges a membership fee. It all comes down to personal preference, your financial situation and what credit cards are available. … read full answer
Popular Rewards Credit Cards With No Annual Fee (By Issuer)
A rewards credit card with an annual fee is the best option for many people – particularly those with good or excellent credit who plan to pay the bill in full monthly. If that describes you, you can compare the best rewards credit cards on WalletHub to get a feel for what’s out there and whether paying a fee will pay off.
But if you’re new to credit, rebuilding credit, or trying to minimize financing costs, it’s best to opt for an offer with no fee. People who are new to credit or rebuilding won’t be able to get enough of a rewards boost to benefit from paying an annual fee, and the credit cards with the best interest rates typically have no annual fee.
Capital One credit card annual fees range from $0 to $395 per year, depending on the card. Most Capital One consumer credit cards have no annual fee, and the few cards that do have such a fee usually have extensive rewards as well.
One of the best Capital One credit cards with a $0 annual fee is Capital One VentureOne. It offers a bonus of 20,000 miles for spending $500 in the first 3 months. The card also gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. All around, this card is great for travelers on a budget.… read full answer
Notable Capital One Credit Cards with No Annual Fees in 2022
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