What is the best credit card signup bonus with no annual fee?

Many credit cards give you money for signing up and then spending a certain amount of money in the first few months. One of the best credit card sign-up bonuses is from the Citi Premier® Card, which offers 60,000 points for spending $4,000 in the first 3 months.

It’s less common for credit cards to give you money just for signing up, but that does happen in a few cases. For example, on the Amazon.com Credit Card, the bonus is a $50 gift card that is automatically loaded to your Amazon account after your application for the card is approved.... read full answer

Popular Credit Cards With Initial Bonuses

• Citi Premier® Card - 60,000 points for spending $4,000 in the first 3 months
• Amazon.com Credit Card - $50 Amazon.com gift card upon approval ($100 for Prime members)
• Marriott Bonvoy Boundless® Credit Card - 100,000 points for spending $3,000 in the first 3 months
• Capital One Venture X Rewards Credit Card - 75,000 miles for spending $4,000 in the first 3 months
• Chase Sapphire Preferred® Card - 60,000 bonus points for spending $4,000 in the first 3 months
• Bank of America® Travel Rewards credit card - 25,000 points for spending $1,000 in the first 90 days
• Wells Fargo Active Cash® Card - $200 cash rewards after spending $1,000 in the first 3 months
• Capital One Quicksilver Cash Rewards Credit Card - $200 for spending $500 in the first 3 months
• U.S. Bank Altitude Reserve Visa Infinite® Card - 50,000 points for spending $4,500 in the first 90 days
• JetBlue Plus Card - 60,000 points after spending $1,000 in the first 90 days and paying the annual fee
• Capital One Savor Cash Rewards Credit Card - $300 for spending $3,000 in the first 3 months

You can learn more about the best credit cards with signup bonuses on WalletHub.

It is better to have no annual fee on your credit card if you are looking to build credit or not planning to spend much with the card. It’s also better to have no annual fee on a credit card when you won’t be able to save more with better rewards by opting for a card that charges a membership fee. It all comes down to personal preference, your financial situation and what credit cards are available. ... read full answer

Popular Rewards Credit Cards With No Annual Fee (By Issuer)

A rewards credit card with an annual fee is the best option for many people – particularly those with good or excellent credit who plan to pay the bill in full monthly. If that describes you, you can compare the best rewards credit cards on WalletHub to get a feel for what’s out there and whether paying a fee will pay off.

But if you’re new to credit, rebuilding credit, or trying to minimize financing costs, it’s best to opt for an offer with no fee. People who are new to credit or rebuilding won’t be able to get enough of a rewards boost to benefit from paying an annual fee, and the credit cards with the best interest rates typically have no annual fee.

Capital One credit card annual fees range from $0 to $395 per year, depending on the card. Most Capital One consumer credit cards have no annual fee, and the few cards that do have such a fee usually have extensive rewards as well.

One of the best Capital One credit cards with a $0 annual fee is Capital One VentureOne. It offers a bonus of 40,000 miles for spending $1,000 in the first 3 months. The card also gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. All around, this card is great for travelers on a budget.... read full answer

Notable Capital One Credit Cards with No Annual Fees in 2023

Ultimately, you can check our editors’ latest picks for the best Capital One credit card with no annual fee to weigh your options.