The best credit card to pay bills is an all-purpose unlimited cash back rewards credit card like the Citi Double Cash Card. It offers 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases).
Here are the best credit cards to pay for bills:
With its universal 2% cash back on all purchases, you won’t have to worry about what each spending category earns you. To earn the 2% cash back, you’ll just need to pay at least the minimum due on time, otherwise you’ll earn 1% back. Comes with a regular APR of 15.49% - 25.49% (V). With a $0 annual fee, it’s great way of staying on top of your bills.
This card earns you 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits.
The card also features an introductory purchase APR offer of 0% for 12 months and 15.49% - 25.49% (V) on any balances thereafter. As for the annual fee, it charges $95.
Chase Freedom Unlimited gets you 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year).
It also comes with an introductory APR offer of 0% for 15 months on purchases, followed by 15.74% - 24.49% (V) on any subsequent balance. As long as you pay your minimum due on time, you won’t have to worry about upkeep as the card features a $0 annual fee.
Another good option that earns you 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on tickets from Vivid Seats and on Capital One Entertainment purchases). Charges a regular APR of 16.24% - 24.24% (V). The $95 annual fee is charged from the first year, but its rewards cover the cost if you make purchases often in its spending categories.
To get a better picture of the cash back credit card landscape, you can take a look at our editors’ latest picks for the best cash back credit cards to weigh your options.