Chip Lupo, Credit Card Writer
The best credit card for beginners with no credit is the Capital One Platinum Credit Card because it has a $0 annual fee and reports account information to the major credit bureaus monthly. Capital One Platinum also offers high odds of approval to people who are new to credit and does not require a security deposit.
Beginners with no credit should also consider secured cards as an alternative. They’re typically easier to get than unsecured cards and have lower fees in many cases.
Best Credit Cards for Beginners with No Credit
If you’re still not sure which beginner card will work best for you, taking a closer look at our editors’ picks for the best credit cards for people with no credit can help you decide.
2023's Best Credit Cards for People with No CreditCompare Cards
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