What are the best credit cards for beginners with no credit? This question is about Credit Cards for No Credit

The best credit card for beginners with no credit is the Capital One Platinum Credit Card because it has a $0 annual fee and reports account information to the major credit bureaus monthly. Capital One Platinum also offers high odds of approval to people who are new to credit and does not require a security deposit. Beginners with no credit should also consider secured cards as an alternative. They’re typically easier to get than unsecured cards and have lower fees in many cases. Best Credit Cards for Beginners with No Credit Overall: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn MoreRewards: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's websiteNo Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's websiteStudents with No Credit: Capital One Quicksilver Student Cash Rewards Credit CardCapital One Quicksilver Student Cash Rewards Credit CardLearn MoreLearn MoreCash Back: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More If you’re still not sure which beginner card will work best for you, taking a closer look at our editors’ picks for the best credit cards for people with no credit can help you decide.

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What are the best credit cards for beginners with no credit?

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This question is about Credit Cards for No Credit

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Chip Lupo, Credit Card Writer

@CLoop • 03/04/22 This answer was first published on 03/04/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit card for beginners with no credit is the Capital One Platinum Credit Card because it has a $0 annual fee and reports account information to the major credit bureaus monthly. Capital One Platinum also offers high odds of approval to people who are new to credit and does not require a security deposit.

Beginners with no credit should also consider secured cards as an alternative. They’re typically easier to get than unsecured cards and have lower fees in many cases.

Best Credit Cards for Beginners with No Credit

Overall: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn More
Rewards: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
Students with No Credit: Capital One Quicksilver Student Cash Rewards Credit CardCapital One Quicksilver Student Cash Rewards Credit CardLearn MoreLearn More
Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More

If you’re still not sure which beginner card will work best for you, taking a closer look at our editors’ picks for the best credit cards for people with no credit can help you decide.

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How do I get a credit card with no credit?

To get a credit card with no credit, apply online for a starter credit card, student credit card or other type of credit card for people with limited credit history. By choosing a card designed for people with no credit, newcomers who are at least 18 years old with enough income to afford monthly bill payments will have good approval odds. You don’t need credit history to get credit. But you do need to demonstrate the ability to repay future balances.

It’s...

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Is Capital One good for someone with no credit?

How can I build credit at 18?

The best way to build credit at 18 is to get a credit card in your name and use it responsibly. All major credit cards report account information to the credit bureaus each month, allowing you to build credit history. As long as the information shows on-time payments and reasonable credit utilization, that credit history will be positive and you’ll be on your way to building a good credit score.

There are two ways to get a credit...

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