What are the best credit cards for consultants?

The best credit card for consultants is the Chase Sapphire Preferred® Card. It offers 60,000 bonus points for spending $4,000 in the first 3 months and gives 1 - 5 points per $1 spent, including bonus rewards on travel and dining purchases.

Consultants tend to travel frequently, and this card’s rewards are transferrable to multiple hotel and airline rewards programs at a 1:1 ratio. Those programs include Hyatt, Marriott, Southwest, United and more. The Chase Sapphire Preferred has a $95 annual fee.

Best Credit Cards for Consultants

If you’re running your own consulting firm, consider Capital One Spark Cash Plus. It has a great bonus offer: $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months. You’ll also earn 2 - 5% cash back on purchases.

Consultants traditionally spend a lot of money on reimbursable work expenses, so you may want a card that complements all the additional spending. For example, the Capital One Savor Cash Rewards Credit Card has an earning rate of 4% cash back for dining out and entertaining clients (plus 4% cash back on streaming services, 3% back at grocery stores and 1% on all other purchases). You can also earn a bonus of $300. To get it, spend $3,000 within 3 months after your account opens.

For your daily commutes and other day-to-day expenses, the Blue Cash Preferred® Card from American Express is a good choice as well. Its earning rate is 3% cash back on U.S. gas stations, as well as 6% on the first $6,000 spent at U.S. supermarkets each year and on select U.S streaming subscriptions. All other purchases give 1% cash back. Consultants who prefer straight cash back on all spending may opt for the Citi Double Cash Card. It offers 2% cash back on every purchase: 1% when you buy and an additional 1% when you pay the bill.