What are the best credit cards for excellent credit with no annual fee?

One of the best cash back credit cards for excellent credit is the Blue Cash Preferred® Card from American Express because it offers a $150 statement credit for spending $3,000 in the first 6 months. You also get 20% cash back on Amazon.com purchases for the first 6 months (up to $200 back), 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits.… read full answer

The very best card for you will depend on the types of purchases that you plan to charge to your credit card, along with which secondary features you value most. Some cash back credit cards offer rewards at a flat rate on all purchases, while others give more cash back in certain spending categories. Some also offer initial rewards bonuses, while others have low intro APRs.

Here are some of the best cash back credit cards for excellent credit:

• Best for U.S. supermarkets: Blue Cash Preferred
• Best for no annual fee: Chase Freedom Unlimited®
• Best for double cash back: Citi® Double Cash Card – 18 month BT offer
• Best for flat rate: Alliant Cashback Visa® Signature Credit Card
• Best for dining and entertainment: Capital One® Savor® Cash Rewards Credit Card
• Best for 0% intro APRs: Chase Freedom Flex℠
• Best for flat rewards with no annual fee: American Express Cash Magnet® Card
• Best for an easy bonus: Capital One Quicksilver Cash Rewards Credit Card

The best cash back credit cards for excellent credit are the market’s best overall cash rewards cards. People with excellent credit scores of 750 or higher have the luxury of picking the best offer for their needs from not only the pool of cards that require a minimum of good credit for approval but also those reserved for the highest creditworthiness tier. The better an applicant’s credit score is and the less debt they already owe, the higher their odds of approval will be for one of the top cash back credit cards for excellent credit.

Finally, when using one of these cards, it’s best not to carry a balance between months (unless you have a 0% APR). If you carry a balance, your rewards will be diminished by interest.

The best cash back credit card with no annual fee is Chase Freedom Unlimited®. In addition to a $0 annual fee, Chase Freedom Unlimited offers an initial bonus of $200 for spending $500 in the first 3 months as well as 1.5 - 5% cash back on purchases. More specifically, cardholders earn 5% cash back on grocery store purchases for the first year (up to $12,000 spent), 5% cash back on travel through Chase, 3% cash back at restaurants and drugstores, and 1.5% back on all other purchases.… read full answer

Best Credit Cards with No Annual Fee and Cash Back

Cash back gives flexibility and freedom when it comes to earning and using rewards. You’ll get a percentage back on every purchase, and you can spend your rewards however you like. Below, you can get an even better sense of how much the top cash back credit cards with no annual fee could save you.

Best Cash Back Credit Cards with No Annual Fee Compared

The highest end card is The Platinum Card® from American Express because it has a wide array of high-end benefits, including airport lounge access and yearly credits of up to $200 for fees on a pre-selected airline, up to $200 for Uber, up to $200 hotel credits and up to $100 for Saks Fifth Avenue, when enrolled. American Express Platinum card also has a high-end annual fee, at $695. And it’s only available to people with good credit or better.… read full answer

6 Highest End Credit Cards Right Now

• The Platinum Card® from American Express
• Chase Sapphire Reserve®
• Ink Business Preferred® Credit Card
• UBS Visa Infinite Credit Card
• U.S. Bank Altitude Reserve Visa Infinite® Card
• Centurion® Card from American Express

To be clear, the best high end credit cards aren't necessarily the most exclusive credit cards. Being hard to get does not automatically make a card one of the highest end options. But a stellar credit profile still is required to be in the running for the highest end credit cards.

The difference is that qualified applicants who get approved for one of the highest end credit cards will find themselves with credit limits, benefits, and rewards that are far superior to what's available from a regular, everyday credit card. In other words, the highest end credit cards are at the intersection of the best credit card offers on the market and the most prestigious options.