Lisa Cahill, Credit Cards Moderator
@lisacahill
The best credit card for graduate students is the Bank of America® Unlimited Cash Rewards credit card for Students because it gives 1.5% cash back on all purchases. The Bank of America® Unlimited Cash Rewards credit card for Students has $0 annual fee. Plus, even graduate students with limited or no credit history should have good odds of getting approved. Graduate students with good credit or better have the best credit card options, though, as you might expect.
Best Credit Cards for Graduate Students
At this point, you should check your credit score before doing anything else. If you had a credit card as an undergrad, or you spent some time in the real world before going back to school, it’s certainly possible that you have good or excellent credit now.
If not, student credit cards usually have better terms than other cards for people with limited credit. And they’re not reserved for undergrads, or anything like that, either. Anyone who is enrolled at a college or university (or who still has an active “edu” email address) can get a student credit card.
Alternatively, if you made some mistakes and now have bad credit, you can put down a deposit on a secured credit card to start rebuilding.
Chris Forrell, Member
@chris_forrell
Journey's usually your best bet. They've got decent rewards, and a pretty high credit limit, considering the circumstances.
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