One of the best credit cards for teachers is the Amazon.com Credit Card. Since teachers often need to pay out of pocket for school supplies, having a card that gives up to 5% cash back on Amazon purchases can be really helpful. The NEA® Credit Card is great as well, offering a $200 Amazon.com gift card bonus and free admission to museums so you can gather some lesson material or scope out a potential field trip site. You also can’t go wrong with the Wells Fargo Active Cash’s 2% cash rewards on all purchases.
Best Credit Cards for Teachers
Earn 3 points per $1 spent at Amazon.com and Whole Foods Market, 2 points per $1 spent at gas stations, restaurants and drug stores, and 1 point per $1 spent on all other purchases. Initial bonus of $50 Amazon.com gift card upon approval ($100 for Prime members). $0 annual fee. Requires good credit.
Earn 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 spent on these categories combined per quarter), and 1% on all other purchases. Initial bonus of $200 Amazon.com gift card for spending $500 in the first 90 days. $0 annual fee. Requires good credit.
Gives an intro purchase APR of 0% for up to 21 months from account opening and regular APR of 14.49% - 26.49% Variable. $0 annual fee. Requires good credit.
Earn unlimited 2% cash rewards on purchases. Earn $200 cash rewards after spending $1,000 in the first 3 months. $0 annual fee. Requires good credit.
Earn 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). $0 annual fee. Requires good credit.
Earn 5% discount at Target and Target.com. Extended returns for 30 extra days at Target or Target.com. $0 annual fee. Requires fair credit.
There isn’t one credit card for teachers that’s best in all situations. But plenty offer great perks in spending categories popular among educators. You just have to decide which kind of rewards you want to focus on.
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