One of the best credit cards for teachers is the Amazon.com Credit Card. Since teachers often need to pay out of pocket for school supplies, having a card that gives up to 5% cash back on Amazon purchases can be really helpful. The NEA® Credit Card is great as well, offering a $200 Amazon.com gift card bonus and free admission to museums so you can gather some lesson material or scope out a potential field trip site. You also can’t go wrong with the Citi Double Cash Card’s 2% cash back on all purchases. And if you want to take a nice trip during summer vacation, Capital One Venture Rewards Credit Card will serve you well, with its 60,000 miles sign-up bonus.
Here are the best credit cards for teachers:
$50 Amazon gift card for signing up, or $100 if you have an Amazon Prime membership. 3 points per $1 at Amazon and Whole Foods (5 per $1 with Prime), 2 at gas stations, restaurants and drugstores, 1 everywhere else. $0 annual fee. Good or excellent credit needed.
$200 Amazon.com gift card for spending $500 in the first 90 days. 3% cash back on your first $2,500 in combined gas, grocery store and wholesale club purchases per quarter. 2% back at grocery stores and wholesale clubs after that, and 1% back on everything else. Introductory 0% APR on purchases for 15 months and 0% for 15 months intro APR for balance transfers (3% (min $10) transfer fee). Free general admission to over 225 museums on the first weekend of every month. $0 annual fee. Good or excellent credit needed.
2% cash back on all purchases, 1% when you buy and 1% when you pay it off. 0% APR on balance transfers for 18 months with a 3% (min $5) fee. $0 annual fee. Good credit needed.
60,000 miles for spending $3,000 in the first 3 months (worth $600 in travel). 5 miles per dollar for purchases (hotel and car rental only) made through Capital One Travel and 2 miles per $1 on all other purchases. $95 annual fee. Good or excellent credit needed.
2% cash back on $1,000 spent per quarter at restaurants and gas stations, and 1% on everything else. First year’s cash back matched on your account anniversary. $0 annual fee.
There isn’t one credit card for teachers that’s best in all situations. But plenty offer great perks in spending categories popular among educators. You just have to decide which kind of rewards you want to focus on.