What are the best credit cards for teachers?

No, Auto-Owners does not have a teacher discount. Although Auto-Owners does not offer special discounts for educators, teachers can still save with some of the Auto-Owners’ other discounts, including a multi-policy discount, a safety feature discount, and a paid-in-full discount.

That said, car insurance companies like Auto-Owners often take a driver’s ... read full answeroccupation into account when calculating rates (in states where it is allowed). As a result, teachers might save simply because they are in a low-risk occupation for car insurance.

Insurance companies do not disclose their exact formulas for calculating rates, however. So comparing quotes between at least three companies is still the best way to find inexpensive coverage for teachers.

Yes, Liberty Mutual has a teacher discount in the form of reduced car insurance premiums for teachers. Liberty Mutual Teachers’ Auto Insurance offers discounted rates as well as other special perks designed for educators, such as added coverage for teaching materials and school-owned property.

In most states, Teachers’ Auto Insurance also has a $0 deductible for collisions that occur while driving on school-related business. The $0 deductible applies to vandalism claims, too, if the damage occurred on school property or during school events.... read full answer

For more information, check out WalletHub’s full Liberty Mutual review.

There are three types of car insurance discounts for teachers: discounts from standard insurance companies, discounted rates from companies that specialize in covering teachers and other public-service occupations, and discounts for members of an association or union for educators. Teachers are often eligible for car insurance discounts because they are considered a low-risk group.... read full answer

Liberty Mutual is one of the largest insurers to offer teacher discounts. Although Liberty Mutual does not disclose exact discount amounts, teachers can get a quote over the phone and see the discount for their individual circumstances. Liberty Mutual Teachers’ Auto Insurance also provides specific features and protections for educators. For instance, in every state except Pennsylvania, teachers will be charged a $0 deductible for collisions that take place while on school business and vandalism that happens on school grounds. You can check out some other notable options below, too.

Car Insurance Companies with Teacher Policies

• Liberty Mutual
• California Casualty
• Horace Mann
• Plymouth Rock Assurance (New Jersey)
• Educators Insurance (Massachusetts)
• Meemic (Illinois, Michigan, Wisconsin and Georgia)
• Metlife (for members of teachers’ unions)

Car Insurance Affiliation Discounts for Teachers

Geico and Farmers offer discounts to members of certain professional and educational associations, which can help teachers save money. Geico provides savings for members of the Association of American Educators and the American Library Association, along with hundreds of other groups. Farmers, on the other hand, includes a discount of approximately 4% for customers who mark their occupation as teacher when getting a quote.

Certain state-wide educator associations have connections to specific insurance companies as well. For example, members of the Massachusetts Teachers Association and their immediate family can receive up to a 10% discount from Educators Insurance. Other insurance companies like Travelers use similar affinity programs, too. However, these companies do not publish the lists of organizations for which they provide discounts, so when in doubt, check with your insurance company to see if your association qualifies. You can also contact your association or union to ask about affiliations with insurance carriers.

Like any other driver, teachers should compare quotes to find the best insurance company for their needs. Teachers should also look for unrelated discounts – like safe driver, multi policy, and customer loyalty discounts – to maximize their savings.