Lisa Cahill, Credit Cards Moderator
@lisacahill
The best credit card for cruises is the Chase Freedom Unlimited® card because it gives 5% cash back on travel purchased through Chase, including cruises.
If you’re loyal to one particular cruise line, the Celebrity Cruises® Credit Card, the Norwegian Cruise Line® Credit Card, the Royal Caribbean® Credit Card and the Carnival Credit Card are the best options. They have solid rewards, and some also offer discounts on services they’re partnered with, like airlines or special tours of the destination. They’re not as rewarding overall as general-purpose rewards cards like Chase Freedom Unlimited, though.
Best Cruise Credit Cards
- Celebrity Cruises® Credit Card
- Norwegian Cruise Line® Credit Card
- Royal Caribbean® Credit Card
- Carnival Credit Card
- Chase Freedom Unlimited®
If you’re interested in saving on other common travel expenses, check out WalletHub’s latest picks for the best airline credit cards and the best hotel credit cards.
Dodger Bernard, Member
@dodger_bernard
I think cruise line co-branded credit cards are pretty limited. I recommend the Chase Sapphire Reserve® card. You get 3x points on travel, and it's great for booking cruises.
Mark Reffo, Member
@mark_reffo
Yeah, it really depends on how faithful you are to a particular company. If you want to keep yourself open to any company, any travel credit card will do.
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