Which credit card is best for cruises?

This question is about Best Travel Credit Cards

Lisa Cahill, Credit Cards Moderator

@lisacahill 04/22/21 This answer was first published on 04/22/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit card for cruises is the Chase Freedom Unlimited® card because it gives 5% cash back on travel purchased through Chase, including cruises. Chase Freedom Unlimited also gives an initial bonus of $200 after spending $500 in the first 3 months.

If you’re loyal to one particular cruise line, the Celebrity Cruises® Credit Card, the Norwegian Cruise Line® Credit Card, the Royal Caribbean® Credit Card and the Carnival Credit Card are the best options. They have solid rewards, and some also offer discounts on services they’re partnered with, like airlines or special tours of the destination. They’re not as rewarding overall as general-purpose rewards cards like Chase Freedom Unlimited, though.

Best Cruise Credit Cards

If you’re interested in saving on other common travel expenses, check out WalletHub’s latest picks for the best airline credit cards and the best hotel credit cards.

Dodger Bernard, Member

@dodger_bernard 06/28/18 This answer was first published on 06/28/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I think cruise line co-branded credit cards are pretty limited. I recommend the Chase Sapphire Reserve® card. You get 3x points on travel, and it's great for booking cruises.

Mark Reffo, Member

@mark_reffo 06/21/18 This answer was first published on 06/21/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yeah, it really depends on how faithful you are to a particular company. If you want to keep yourself open to any company, any travel credit card will do.

Carnival Rewards Points vs The Competition

Rewards Program	Average Mile Value	Value of 1,000 Miles
Carnival Rewards	0.87 cents	$8.7
Princess Rewards	0.99 cents	$9.9
Holland America Line Rewards	1.01 cents	$10.1
Royal Caribbean Rewards	1 cent	$10
Celebrity Cruises Rewards	1 cent	$10

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How much are Royal Caribbean Credit Card points worth?

Royal Caribbean Credit Card points are worth 1 cent each, on average. That means 10,000 Royal Caribbean Credit Card points have a value of roughly $100. Royal Caribbean Credit Card points are less valuable than the average cruise points, which are worth almost 1.09 cents each.

It's important to remember that the value of Royal Caribbean Rewards points depends on how they are redeemed. They have the most value when used for Royal Caribbean Rewards cruise booking.… read full answer

Royal Caribbean Rewards Points vs The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
Royal Caribbean Rewards	1 cent	$10
Celebrity Cruises Rewards	1 cent	$10
Holland America Line Rewards	1.01 cents	$10.1
Carnival Rewards	0.87 cents	$8.7
Princess Rewards	0.99 cents	$9.9

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How much are Celebrity Cruises Credit Card points worth?

Celebrity Cruises Credit Card points are worth 1 cent each, on average. That means 10,000 Celebrity Cruises Credit Card points have a value of roughly $100. Celebrity Cruises Credit Card points are less valuable than the average cruise points, which are worth almost 1.09 cents each.

It's important to remember that the value of Celebrity Cruises Rewards points depends on how they are redeemed. They have the most value when used for Celebrity Cruises Rewards cruise booking.… read full answer

Celebrity Cruises Rewards Points vs The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
Celebrity Cruises Rewards	1 cent	$10
Holland America Line Rewards	1.01 cents	$10.1
Carnival Rewards	0.87 cents	$8.7
Princess Rewards	0.99 cents	$9.9
Royal Caribbean Rewards	1 cent	$10

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