What's the best double points credit card?

Question

One of the best credit card for points is Chase Sapphire Reserve® because it gives 1 - 10 points per $1 spent, plus an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months. Chase Sapphire Reserve points are worth 1.5 cents each when redeemed for Travel through Chase Ultimate Rewards Reserved.… read full answer

By comparison, the average credit card point has a redemption value of around 1 cent. Just bear in mind that Chase Sapphire Reserve comes with a steep price tag, with an annual fee of $550.

Best Credit Cards for Rewards Points

Travel Benefits Chase Sapphire Reserve®
Initial Bonus Chase Sapphire Preferred® Card
Gas & Groceries U.S. Bank Altitude Reserve Visa Infinite® Card
Travel Rewards Citi Rewards+® Card

When shopping around for a points credit card, it’s important to keep in mind that points – along with miles – can undergo devaluation, meaning they can change in value at any time. Credit card companies reserve the right to change rewards programs at their leisure, or to cancel them altogether. There are also lots of rules governing each credit card’s rewards system, so make sure you’re aware of those rules before you sign up for a card.

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Answer 1 · 2022-02-24 16:10:22

Maria Adams, Credit Cards Moderator

@m_adams • 02/24/22 This answer was first published on 03/13/21 and it was last updated on 02/24/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best double points credit card is the Evergreen® by FNBO Credit Card because it offers 2 points per $1 on purchases and a bonus of 20,000 points after spending $1,000 in the first 3 months. The card also has a $0 annual fee.

In addition to credit cards offering 2 points per $1 spent on all purchases, there are even more cards with double points only in select purchase categories.

Best Double Points Credit Cards

Best Overall: Evergreen® by FNBO Credit Card
Best for Excellent Credit: Fifth Third Bank Preferred Cash/Back Card
Best for Hotels: Marriott Bonvoy Boundless® Credit Card
Best for Automotive Purchases: Ford Credit Card
Best for Designer Clothing: Saks Fifth Avenue Credit Card
Best for SoFi Customers: SoFi Credit Card
Best for Business: Citizens Bank Everyday Points® Business Mastercard®

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Double points credit cards can give you an excellent return on your spending. And believe it or not, some cards, like Chase Sapphire Reserve, even offer 10 points / $1 spent on certain purchases. But the better a card’s rewards are, the more demanding its approval requirements will usually be.

Answer 2 · 2018-04-09 18:08:06

Wesley Smith, Member

@wesleysmith_1 • 04/09/18 This answer was first published on 04/09/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It depends on what your buying habits are. Cap One Venture and Citi Double Cash are good all-rounders, simply because you get double on whatever you use them with. That being said, Sapphire Preferred gets you double on travel, and Reserve even gets you triple!

Answer 3 · 2018-07-06 03:43:26

Austin Evans, Member

@jabbathehut_1 • 07/06/18 This answer was first published on 07/06/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It's Citi Double Cash. You get points both for spending & for paying your bill. That's the only "double points" that matters in my books.

What's the best double points credit card?

Maria Adams, Credit Cards Moderator

Best Double Points Credit Cards

Wesley Smith, Member

Austin Evans, Member

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