The best first travel credit card for people with good credit is the Capital One VentureOne Rewards Credit Card. This card is a great way to ease yourself into travel rewards because you earn 1.25 - 5 miles per $1 spent, with no annual fee and no foreign fee, and the rewards are easy to redeem. Plus, the card offers 20,000 miles for spending $500 in the first 3 months.
Below, you'll find more good options for travel newcomers with good credit or better to consider. If you are also new to credit, and not just travel, then you should check out our picks for the best travel credit cards for people with no credit.
Best First Travel Credit Cards in 2022
The Capital One VentureOne Rewards Credit Card offers 20,000 miles for spending $500 in the first 3 months. You earn 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. There’s a $0 annual fee and you need good credit or better (a credit score of 700+) for approval.
Chase Freedom Unlimited® is a great travel credit card option because it offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). The card also comes with a $0 annual fee, which is a nice perk for new travelers on a budget. You need good credit or better (a credit score of 700+) for approval.
The Citi Premier® Card offers 80,000 points for spending $4,000 in the first 3 months. In addition to the high signup bonus, this card also offers rewards on several other categories, besides travel. You can earn 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. Although it charges a $95 annual fee, the ongoing rewards will definitely make up for it. You need good credit or better (a credit score of 700+) for approval.
The Bank of America® Travel Rewards credit card is a great credit card option for people that are new to travel because it offers more earning flexibility: 1.5 points per $1 spent on all purchases. The card also offers 25,000 points for spending $1,000 in the first 90 days. The Bank of America Travel Rewards credit card has a $0 annual fee, which makes it an attractive alternative to the market’s best travel credit cards (most of which charge sizable annual fees) for fairly new travelers. You need excellent credit (a credit score of 750) for approval.
As you can see, there are lots of travel credit card options to choose from, but the best first travel card for you depends on your credit standing, what you’re looking for in terms of rewards and fees, and your travel habits. If you travel enough with a certain hotel, airline, or other travel-related merchant, you should get a co-branded card from that company. Otherwise, a general-purpose travel rewards card is the way to go.
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