Clark Newton, WalletHub Credit Card Advisor
@aprwizard9
The best hotel credit card bonus is 90,000 points after spending $3,000 in the first 3 months you have the Choice Select Credit Card. The bonus points are worth approximately $1,116, and they can be redeemed for up to 11 reward nights at select Choice Hotels properties. The Choice Select Credit Card also offers 1 - 10 points per $1 spent on purchases and requires good credit for approval.
Best Hotel Credit Card Bonus Offers
- Overall: Choice Select Credit CardChoice Select Credit CardLearn MoreLearn More
Initial Bonus: 90,000 points after spending $3,000 in the first 3 months (worth $1,116)
Ongoing Rewards: 10 points per $1 spent at Choice Hotels, 5 points per $1 spent at gas stations, grocery stores, home improvement stores and phone plan services and 1 point per $1 spent on all other purchases
Annual Fee: $0 intro 1st yr, $95 after
Min. Credit Required: Good
- Best IHG Bonus: IHG One Rewards Premier Credit CardIHG One Rewards Premier Credit CardLearn MoreLearn Moreon issuer's website
Initial Bonus: 140,000 points for spending $3,000 in the first 3 months, plus up to $100 in IHG statement credits on IHG purchases in the first 12 months (worth $980)
Ongoing Rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases
Annual Fee: $99
Min. Credit Required: Good
- Rates & FeesTerms ApplyBest Marriott Bonus: Marriott Bonvoy Bevy™ American Express® CardMarriott Bonvoy Bevy™ American Express® CardLearn MoreLearn Moreon issuer's website
Initial Bonus: 125,000 Marriott Bonvoy bonus points after spending $5,000 in the first 6 months (worth $1,137.5)
Ongoing Rewards: 6 points per $1 spent at hotels participating in the Marriott Bonvoy program, 4 points per $1 on restaurant and on U.S. supermarket purchases (up to $15,000 combined per year), and 2 points per $1 on all other purchases
Annual Fee: $250
Min. Credit Required: Good
- Best Wyndham Bonus: Wyndham Credit CardWyndham Credit CardLearn MoreLearn More
Initial Bonus: 45,000 points after spending $1,000 in the first 90 days ($531)
Ongoing Rewards: 6 points per $1 spent Wyndham hotels purchases and on gas, 4 points per $1 spent on dining and groceries, and 1 point on all other purchases
Annual Fee: $75
Min. Credit Required: Good
- Best Hilton Bonus: Hilton Honors American Express Surpass® CardHilton Honors American Express Surpass® CardLearn MoreLearn More
Initial Bonus: 130,000 points for spending $2,000 in the first 3 months (worth $819)
Ongoing Rewards: 12 points per $1 spent with Hilton, 6 points per $1 at U.S. restaurants, U.S. supermarkets and U.S. gas stations, and 3 per $1 points on all other purchases
Annual Fee: $95
Min. Credit Required: Good
- Best for Business: World Of Hyatt Business Credit CardWorld Of Hyatt Business Credit CardLearn MoreLearn Moreon issuer's website
Initial Bonus: 60,000 points for spending $5,000 in the first 3 months, plus an additional 15,000 points for spending $12,000 in the first 6 months (worth up to $1,897.5)
Ongoing Rewards: 4 points per $1 spent at Hyatt hotels, 2 points per $1 spent in top three spend categories each quarter through 12/31/24, then top two categories each quarter, 2 points per $1 on fitness club and gym memberships, and 1 point per $1 on all other purchases after that
Annual Fee: $199
Min. Credit Required: Good
There are plenty of other options, though. So, feel free to look at our editors' latest picks for the best hotel credit cards available right now on the market.
You should also get acquainted with the major hotel loyalty programs if you’re thinking about applying for a hotel credit card tied to a particular chain. Some hotel rewards programs are better than others, just like hotel credit cards.
Michael Castillo, Member
@michael_c
I like the Starwood Preferred Guest Credit Card from American Express. It has a lot of valuable redemptions within the SPG program, and you can transfer points to their partners, including Marriott.
Chris Forrell, Member
@chris_forrell
If I were you, I'd look towards IHG: they've got so many hotels under their umbrella, you're bound to stumble onto one of them.
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