What is the best IHG credit card offer?

he best IHG Credit Card benefits include a 4th night for free when booking with points and an initial bonus of 175,000 points for spending $3,000 in the first 3 months, offered by the IHG® Rewards Premier Credit Card. IHG credit cards also offer purchase protection, trip cancellation/interruption insurance, and no foreign transaction fees, among other benefits.

Best IHG Premier Credit Card Benefits

Initial bonus: 175,000 points for spending $3,000 in the first 3 months

Ongoing rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases

Travel and purchase benefits: Baggage delay insurance, lost luggage reimbursement, purchase protection, trip cancellation/interruption insurance.

Other perks: Complimentary Platinum Elite status, free nights, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.

Foreign transaction fee: $0

Annual fee: $99

Initial bonus: 120,000 points for spending $2,000 in the first 3 months

Ongoing rewards: 5 points per $1 spent at IHG hotels, 3 points per $1 at gas stations and restaurants, utilities internet, cable, phone services, select streaming services, as well as 2 points per $1 on all other purchases

Travel and purchase benefits: Baggage delay insurance, lost luggage reimbursement, purchase protection, trip cancellation/interruption insurance.

Other perks: 4th night free when booking with points.

Foreign transaction fee: $0

Annual fee: $0

Initial bonus: 140,000 points for spending $3,000 in the first 3 months

Ongoing rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants, on travel, select advertising and office supply stores, as well as 3 points per $1 on all other purchases

Travel and purchase benefits: Purchase protection, trip cancellation/interruption insurance.

Other perks: Free nights, complimentary Platinum Elite status, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.

Foreign transaction fee: $0

Annual fee: $99

Ultimately, it is worth noting that all the IHG credit cards offer $0 fraud liability, which is a common benefit across all credit cards.

The best hotel credit card bonus is 175,000 points for spending $3,000 in the first 3 months, offered by the IHG® Rewards Premier Credit Card. You can redeem the bonus points at 6,000 destinations around the world, such as InterContinental, Crowne Plaza, and Holiday Inn.

Here are some of the best hotel credit card bonus offers:

The IHG Premier offers 175,000 points for spending $3,000 in the first 3 months. The card’s annual fee is $99.… read full answer

The Marriott Bonvoy Boundless offers 3 Free Nights for spending $3,000 in the first 3 months. The card’s annual fee is $95.

The Hilton Honors Surpass Card offers 130,000 points for spending $2,000 in the first 3 months. The card’s annual fee is $95.

The Hilton Credit Card offers 80,000 Hilton Honors Bonus Points after spending $1,000 in the first 3 months. The card’s annual fee is $0.

The Wyndham Business Credit Card offers 45,000 points after spending $2,000 in the first 90 days. The card’s annual fee is $95.

There are plenty of other options, though. So, feel free to look at our editors' latest picks for the best hotel credit cards available right now on the market.

You should also get acquainted with the major hotel loyalty programs if you’re thinking about applying for a hotel credit card tied to a particular chain. Some hotel rewards programs are better than others, just like hotel credit cards.

The best hotel credit card that offers free nights is the IHG® Rewards Premier Credit Card. This card offers a free night each account anniversary and gives a 4^th night free every time you redeem your points to book a stay of 3 nights or more. Free nights are valid for any IHG booking with a redemption value of 40,000 points or less. The annual fee is $99, but its perks outweigh this cost.… read full answer

The IHG Premier is not the only card that offers free nights, though. The cards below also offer free nights upon account approval, after account anniversaries, or after you spend a certain amount.

Best Hotel Credit Cards with Free Nights

If you don’t plan to always stay at the same hotel chain, you should consider a general travel rewards card. A good example is The Platinum Card® from American Express, as it offers 5 points / $1 spent on prepaid hotel reservations and airfare booked through Amex Travel (up to $500,000 spent per year).

In addition, with the American Express Platinum card you get complimentary Gold status in the Hilton and Marriott Bonvoy membership programs. These benefits will give you room upgrades and opportunities to accelerate your earning of free nights, once enrolled.