What is the best IHG credit card offer?

Question

IHG points are worth 0.78 cents each, on average. That means 10,000 IHG points have a value of about $78. Plus, IHG points are worth about the same as the average hotel points, which are worth roughly 0.95 cents each.

It's also important to remember that the value of IHG points depends on how they are redeemed. They have the most value when used for IHG Rewards Club hotel reservations.… read full answer

How to Earn More IHG Points

One of the best ways to increase the number of IHG points that you earn is to apply for a IHG credit card. That can also help you reach a higher status tier in the IHG Rewards Club, further boosting your earning potential.

IHG Points vs. The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
IHG Rewards Club	0.78 cents	$7.8
Marriott Bonvoy	0.98 cents	$9.8
Hilton Honors	0.58 cents	$5.8
Best Western Rewards	0.7 cents	$7
World of Hyatt	2.21 cents	$22.1

How to Calculate the Value of IHG Points

The easiest way to calculate the value of IHG points is to determine the dollar value of what you're redeeming for, minus any taxes and fees that you'll still have to pay, and then divide that amount by the number of points you're required to redeem. For your convenience, here's the formula:

Dollar Value of Redemption Item / Number of IHG Points Needed = IHG Point Value

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Answer 1 · 2022-03-24 19:50:34

Maria Adams, Credit Cards Moderator

@m_adams • 03/24/22 This answer was first published on 06/14/21 and it was last updated on 03/24/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best IHG credit card offer is the IHG® Rewards Premier Credit Card. It offers 140,000 points for spending $3,000 in the first 3 months. Also, your fourth night is free any time you redeem points for a hotel room stay of four or more consecutive nights.

IHG Premier also earns 10 points / $1 on any stay at one of IHG’s more than 6,000 hotels worldwide and a 20% discount on all points purchases with your card. In addition, you’ll earn automatic Platinum status and a free night’s stay at select IHG properties after your account anniversary.

Here are the top IHG Premier perks:

140,000 bonus points
Earn 140,000 points for spending $3,000 in the first 3 months. Purchases do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets and interest. Bonus points will post to your IHG account about 6-8 weeks after you qualify.
10 points / $1 spent on IHG stays
With this card, you get 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases.
Free night certificate
Free night limited to IHG hotels with a standard redemption rate of 40,000 points or less per night. Certificate will expire if stay not completed within 12 months of the issue date.
Free fourth night on long stays
When you redeem for a stay of at least four consecutive nights, you only have to pay for three.
Platinum Elite Status
Extra 6 points per $1 spent at IHG. Complimentary room upgrades when available. Platinum status valid as long as you remain a Premier cardholder.
Global Entry or TSA Precheck fee credit
Receive a fee credit of up to $100 every four years as reimbursement for TSA PreCheck and Global Entry application fees charged to your card. These services help expedite entry into the U.S. on your return trips from abroad.

Other good IHG credit card offers are the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® card. Both come with a high initial bonus; 80,000 points and 50,000 points, respectively. Plus, Chase Ultimate Rewards transfer at a 1:1 ratio to IHG Rewards.

Answer 2 · 2018-07-19 05:49:17

Bart Ashton, Member

@bart_ashton • 07/19/18 This answer was first published on 07/19/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The IHG Premier comes with an 80,000 points sign-up bonus if you spend $2,000 in 3 months. You also get 5,000 points more for adding an authorized user.

Answer 3 · 2018-07-17 16:13:56

Eileen Winters, Member

@eileen_winters • 07/17/18 This answer was first published on 07/17/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Rewards Club Premier, hands down. Considering IHG keeps "swallowing" other chains, it'll be very easy to get that initial bonus.

What is the best IHG credit card offer?

Maria Adams, Credit Cards Moderator

Here are the top IHG Premier perks:

Bart Ashton, Member

Eileen Winters, Member

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