What is the best IHG credit card offer?

The best IHG credit card offer is the IHG Rewards Club Premier credit card. It offers 80,000 initial bonus points when you spend $2,000 in your first three months. Also, your fourth night is free any time you redeem points for a hotel room stay of four or more consecutive nights.

The Premier also earns 10 points per $1 spent on any stay at one of IHG’s more than 5,200 hotels worldwide and a 20% discount on all points purchases with your card. In addition, you’ll earn automatic Platinum status and a free night’s stay at select IHG properties after your account anniversary.

Through IHG’s partnership with Chase Ultimate Rewards, the Chase Sapphire Preferred and Reserve cards earn a 50,000 point bonus for spending $4,000 in your first 3 months. That’s worth $625 and $700 in reward points, respectively. Chase Ultimate Rewards transfer at a 1:1 ratio to IHG Rewards. The Reserve also earns 3 points per $1 spent on dining and restaurants; 2 points with the Preferred.

If you only stay at IHG occasionally, you can go with the less expensive IHG Traveler, which also includes the free fourth night discount.

Here is the best IHG credit card offer, the IHG Rewards Club Premier:

• 80,000 bonus points

Earn 80,000 initial bonus points when you spend $2,000 in your first three months. Purchases do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets and interest. Bonus points will post to your IHG account about 6-8 weeks after you qualify.

• 10 points per $1 spent on IHG stays

That includes reservations, food and beverage, telephone, laundry, and in-room movies charged to cardholder's room at any of IHG’s more than 5,200 hotels worldwide (except at Kimpton hotels). It does not apply to IHG reservations booked through travel comparison sites, only IHG directly. You also get 2 points per $1 spent at gas stations, grocery stores and restaurants, plus 1 point per $1 on all other purchases. Points do not expire as long as there is activity on your IHG Rewards account is for 12 consecutive months.

• Free night certificate

Free night limited to IHG hotels with a standard redemption rate of 40,000 points or less per night. Certificate will expire if stay not completed within 12 months of the issue date.

• Free fourth night on long stays

When you redeem for a stay of at least four consecutive nights, you only have to pay for three.

• Platinum Elite Status

Extra 5 points per $1 spent at IHG. Complimentary room upgrades when available. Platinum status valid as long as you remain a Premier cardholder.

• Global Entry or TSA Precheck fee credit

Receive a fee credit of up to $100 every four years as reimbursement for TSA PreCheck and Global Entry application fees charged to your card. These services help expedite entry into the U.S. on your return trips from abroad.

The IHG Rewards Club Premier and Traveler cards were introduced as replacements for the discontinued IHG Rewards Club Select card. IHG’s lower-tier Traveler card offers 60,000 initial bonus points when you spend $2,000 in the first three months, which are worth $480 toward travel purchases.

The Traveler shares many of the same features as the Rewards Club Premier, including 5,000 points for adding an authorized user, 20% discount on purchases and the Fourth Night Free benefit. It’s also $60 cheaper, charging only a $29 annual fee.

The IHG Premier comes with an 80,000 points sign-up bonus if you spend $2,000 in 3 months. You also get 5,000 points more for adding an authorized user.

Rewards Club Premier, hands down. Considering IHG keeps "swallowing" other chains, it'll be very easy to get that initial bonus.