The best international credit card for students is one that is good to use outside of the United States, whether you’re traveling or studying abroad. The best card should have, at the very least, no foreign transaction fee. This way, you will not be charged extra for purchases made in another country.
The card’s global acceptance should also be taken into account. Not all credit cards are accepted everywhere, and cards from some networks are accepted in more countries than others. Mastercard is tops, at 210 countries and territories, followed by Visa (200) and Discover (more than 180). American Express cards can be used in around 160 countries and territories.
It’s also important to note the difference between international credit cards for students and credit cards for international students. They’re basically the same in terms of functionality, but cards for international students aren’t just for U.S. citizens or people with a Social Security number.
Student credit card issuers do have different requirements. Some cards may require an SSN or Individual Taxpayer Identification Number (ITIN). Others may accept just a student ID and/or a passport.
The best international credit card for students is the Journey Student Rewards Card from Capital One because it has no foreign transaction fee and is accepted worldwide due to being on the Mastercard network. The Journey Student Rewards Card has a $0 annual fee and gives cash back rewards equal to at least 1% of everything you buy. You’ll get 1.25% on all purchases for each month you make your payment on time.
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