What is the best Mastercard credit card for fair credit?

One of the best unsecured credit cards for fair credit is Upgrade Cash Rewards Visa® because it offers unlimited 1.5% cash back on all purchases (after you pay the bill) and a $0 annual fee. There’s a 0% foreign transaction fee, too.

Another good unsecured card for fair credit is the Petal® 2 Visa® Credit Card. This card offers at least 1% cash back on all eligible purchases, up to 1.25% back after 6 months of on-time payments, and 1.5% cash back after 12 consecutive months of paying on time.... read full answer

Pretty much all credit cards for fair credit are unsecured, though. Secured credit cards (those requiring a refundable security deposit) are meant for people with bad credit or no credit. But there are unsecured cards for every credit level, including bad credit. And while fair credit won’t get you the very best unsecured cards, it should qualify you for an account with no annual fee, solid rewards or maybe even both.

Best Credit Cards for Fair Credit

It’s always a good idea to shop around before picking out an unsecured credit card for fair credit. Take some time to decide whether you want to prioritize rewards, interest rates, fees or other aspects. Upgrade Credit Card is probably your best option overall because of its high cash back rate and no fees.

One of the best low interest credit cards for fair credit is the Petal® 2 Visa® Credit Card because it is possible to get an interest rate of 17.49% (V), depending on your overall creditworthiness. That is the low end of a range from 17.49% to 31.49% (V), however, so it might be optimistic to assume you’ll get a rate that low.... read full answer

The Petal 2 Card also offers 1 - 1.5% cash back. On top of that, the card’s annual fee is $0.

Best Low Interest Credit Cards for Fair Credit

It’s worth mentioning that when you have fair credit, getting a credit card with a low APR may not be the best option. Fair credit won’t qualify you for too many of the 0% APR deals offered by a lot of credit cards these days. And with a fair credit score, you probably won’t get the lowest APR available from any of the low interest credit cards.

Store credit cards can offer deferred interest to people with fair credit. But you should be careful with deferred interest deals – if you don’t pay the full amount by the time the deferred interest period is over, you’ll owe your balance plus all the interest you would have accrued since you made the purchase.

The credit score needed for Mastercard varies by card. There are Mastercard credit card offers for people with credit scores ranging from bad to excellent, as well as applicants with limited or no credit. The credit score required for each Mastercard is up to the banks and credit unions that issue cards on the Mastercard ... read full answernetwork.

Below, you can see what credit score is needed to get some of the most popular Mastercard credit cards on the market. If you don’t know what your score is, you can check your latest credit score for free on WalletHub.

Popular Mastercard Credit Cards by Credit Score Needed

• Capital One Platinum Secured Credit Card: Bad credit
• Capital One Quicksilver Secured Cash Rewards Credit Card: Bad credit
• Indigo® Mastercard® for Less than Perfect Credit: Bad credit
• Capital One Platinum Credit Card: Limited History
• Capital One Walmart Rewards® Mastercard®: Fair credit
• Avant Credit Card: Fair credit
• Chase Freedom Flex℠: Good credit
• Citi Premier® Card: Good credit
• Citi® Double Cash Card – 18 month BT offer: Good credit
• BankAmericard® credit card: Excellent credit

That’s just a small sample of the many Mastercard credit cards available right now. No matter what your credit score is, you should be able to find a Mastercard that fits your needs. And it doesn’t hurt to check out credit cards from the other networks like Visa and American Express, too.